Pengaruh Literasi Keuangan, Pendidikan Keuangan di Keluarga, Teman Sebaya dan Kontrol Diri terhadap Manajemen Keuangan Pribadi pada Siswa SMAN 02 Tanggul

Sofyan Hadi; Bayu Wijayanti; Septy Holisa Umamy

doi:10.24127/diversifikasi.v6i3.12929

Sofyan Hadi Universitas Muhammadiyah Jember
Bayu Wijayanti Universitas Muhammadiyah Jember
Septy Holisa Umamy Universitas Muhammadiyah Jember

DOI: https://doi.org/10.24127/diversifikasi.v6i3.12929

Keywords: Self-Control, Financial Literacy, Personal Financial Management, Financial Education in the Family, Peers

Abstract

This research aims to determine the influence of financial literacy, financial education in the family, peers and self-control on personal financial management among students at SMAN 02 Tanggul. The participants in this study were SMA Negeri 02 Tanggul pupils. Purposive sampling is a method for identifying and taking specific factors into account. The population is 1,048 SMAN 02 Tanggul data points. The number of samples was calculated using the Slovin algorithm, which indicates that 290 students should be the minimum sample size. SPPS was used to handle the data in multiple linear regression analysis. Based on the results of the discussion of the four independent variables observed, only Peer Friends (ITS) did not have a significant influence on personal financial management (IMK) in SMAN 02 Tanggul students, while the other variables were Financial Literacy (ILK), Financial Education in the Family (IPKD ), and Self-Control (IKD) have a significant influence on IMK.