https://scholar.ummetro.ac.id/index.php/edunomia/issue/feed EDUNOMIA: Jurnal Ilmiah Pendidikan Ekonomi 2026-11-02T17:28:01+07:00 EDUNOMIA [email protected] Open Journal Systems <table class="data" style="height: 50px;" width="641" bgcolor="#f0f0f0"> <tbody> <tr valign="top"> <td width="20%">Journal title:</td> <td width="80%"><strong>EDUNOMIA: Jurnal Ilmiah Pendidikan Ekonomi<br></strong></td> </tr> <tr valign="top"> <td width="20%">Frequency:</td> <td width="80%"><strong>2 issues per year (May and November)</strong></td> </tr> <tr valign="top"> <td width="20%">DOI:</td> <td width="80%"><strong>prefix <a href="https://search.crossref.org/?q=2442-7802" target="_blank" rel="noopener">10.24127</a> by <a href="https://search.crossref.org/?q=biopendix">crossref </a></strong></td> </tr> <tr valign="top"> <td width="20%">Print ISSN:</td> <td width="80%"><a href="http://issn.pdii.lipi.go.id/issn.cgi?daftar&amp;1605177654&amp;1&amp;&amp;">2746-5578</a></td> </tr> <tr valign="top"> <td width="20%">Online ISSN:</td> <td width="80%"><a href="http://issn.pdii.lipi.go.id/issn.cgi?daftar&amp;1605177101&amp;1&amp;&amp;">2746-5586</a></td> </tr> <tr valign="top"> <td width="20%">Editor-in-chief:</td> <td width="80%"><strong>Sangidatus Sholiha</strong></td> </tr> <tr valign="top"> <td width="20%">Managing Editor:</td> <td width="80%"><strong>Eko Ari Wijayanto</strong></td> </tr> <tr valign="top"> <td width="20%">Publisher:</td> <td width="80%"><strong>Universitas Muhammadiyah Metro</strong></td> </tr> </tbody> </table> https://scholar.ummetro.ac.id/index.php/edunomia/article/view/11421 DETERMINANT CAREER ADAPTABILITY THROUGH CAREER SELF-EFFICACY IN ECONOMIC EDUCATION STUDENTS AT UNNES 2026-11-02T09:48:37+07:00 Dewi Azizatul Kholqiyah [email protected] Rusdarti [email protected] <p><strong>ABSTRACT </strong></p> <p>Changes in communication and information technology encourage the dynamics of the increasingly complex world of work, characterized by increasing career uncertainty and demands for technology mastery, this condition requires graduates to have career adaptability. Therefore, <strong>the purpose of this study</strong> is to analyze the influence of the influence of internal locus of control, adversity quotient, employability skills, and social support on career adaptability with career self-efficacy as a mediating variable in economic education students of Semarang State University. <strong>This research method</strong> uses a quantitative approach with the Structural Equation Modeling–Partial Least Square (SEM-PLS) method. The research data was obtained through the distribution of questionnaires to UNNES Economic Education students and analyzed to test the direct and indirect relationship between variables. <strong>The results</strong> <strong>of the study</strong>&nbsp; showed that internal locus of control, adversity quotient, employability skills, and social support had a positive and significant effect on career adaptability. In addition, career self-efficacy has been proven to have a positive and significant effect on career adaptability and is able to mediate the influence of internal locus of control, adversity quotient, employability skills, and social support on career adaptability. Based on these results, <strong>&nbsp;the conclusion</strong> in this study is that increasing student career adaptability needs to be done through strengthening personal factors, work readiness competencies, social environment support, and students' confidence in their abilities in facing career tasks and challenges. This <strong>research contributes</strong> to the development of science in the field of career development and education, thus, the results of this research can be a conceptual basis for the development of a more comprehensive career intervention model.</p> <p><strong>Keywords</strong>: adversity quotient; career adaptability; career self-efficacy; employability skills; social support;</p> <p><strong><em>ABSTRAK </em></strong></p> <p><em>Perubahan teknologi komunikasi dan informasi mendorong dinamika dunia kerja yang semakin kompleks, ditandai dengan meningkatnya ketidakpastian karier dan tuntutan penguasaan teknologi, kondisi ini menuntut lulusan agar dapat memiliki kemampuan adaptabilitas karier. Oleh karena itu, <strong>tujuan</strong> <strong>penelitian</strong> ini untuk menganalisis pengaruh pengaruh internal locus of control, adversity quotient, employability skills, dan dukungan sosial terhadap adaptabilitas karier dengan </em>career self-efficacy<em> sebagai variabel mediasi pada mahasiswa pendidikan ekonomi Universitas Negeri Semarang. <strong>Metode</strong> <strong>penelitian</strong> ini yaitu menggunakan pendekatan kuantitatif dengan metode </em>Structural Equation Modeling–Partial Least Square (SEM-PLS).<em> Data penelitian diperoleh melalui penyebaran kuesioner kepada mahasiswa Pendidikan Ekonomi UNNES dan dianalisis untuk menguji hubungan langsung maupun tidak langsung antarvariabel. <strong>Hasil penelitian</strong> menunjukkan bahwa internal </em>locus of control, adversity quotient, employability skills<em>, dan dukungan sosial berpengaruh positif dan signifikan terhadap adaptabilitas karier. Selain itu, career self-efficacy terbukti berpengaruh positif dan signifikan terhadap adaptabilitas karier serta mampu memediasi pengaruh </em>internal locus of control, adversity quotient, employability skills<em>, dan dukungan sosial terhadap adaptabilitas karier. Berdasarkan hasil tersebut, <strong>simpulan</strong> dalam penelitian ini bahwa peningkatan adaptabilitas karier mahasiswa perlu dilakukan melalui penguatan faktor personal, kompetensi kesiapan kerja, dukungan lingkungan sosial, dan keyakinan mahasiswa terhadap kemampuan dirinya dalam menghadapi tugas serta tantangan karier. Penelitian ini memberikan <strong>kontribusi</strong> dalam pengembangan ilmu pengetahuan pada bidang pengembangan karier dan pendidikan, dengan demikian, hasil penelitian ini dapat menjadi dasar konseptual bagi pengembangan model intervensi karier yang lebih komprehensif.</em></p> <p><strong><em>Kata kunci</em></strong><em>: adaptabilitas karier; </em>adversity quotient; career self-efficacy; <em>dukungan sosial; </em>employability skills</p> 2026-11-16T00:00:00+07:00 Copyright (c) 2026 EDUNOMIA: Jurnal Ilmiah Pendidikan Ekonomi https://scholar.ummetro.ac.id/index.php/edunomia/article/view/11628 THE EFFECT OF THE PROJECT-BASED LEARNING MODEL ASSISTED BY THE ACCOUNTING APPLICATION ON LEARNING OUTCOMES 2026-11-02T17:28:01+07:00 Novia Fitriyanti [email protected] Tiara Anggia Dewi [email protected] Fajri Arif Wibawa [email protected] <p><strong>ABSTRACT </strong></p> <p>This study addresses the low accounting learning outcomes at SMKN 1 Pekalongan, which stem from teacher-centered instruction and suboptimal integration of digital applications. The research <strong>aims </strong>to analyze the effect of the Project-Based Learning (PJBL) model assisted by the Akuntansiku application on student learning outcomes and to determine its significant difference compared to Microsoft Excel. Utilizing a quantitative quasi-experimental nonequivalent pretest-posttest control group design, the study involved 63 Class X Accounting students (32 in the experimental class, 31 in the control class). Data were collected through tests, observations, and interviews, then analyzed using paired and independent sample t-tests. <strong>The results</strong> revealed that Project-Based Learning (PJBL) assisted by the Akuntansiku application significantly improved learning outcomes (Sig. 0.000 &lt; 0.05). Furthermore, a significant difference existed between the two groups (Sig. 0.001 &lt; 0.05), with the experimental class achieving a higher average score (77.79) than the control class (74.79). In <strong>conclusion</strong>, integrating the Project-Based Learning (PJBL) model with the Akuntansiku application is more effective than Microsoft Excel in improving student’s accounting learning outcomes. This research <strong>contributes</strong> to the application of digital-based accounting education through the integration of Project-Based Learning (PJBL) and digital accounting applications to improve student learning outcomes in cognitive, affective, and psychomotor aspects.</p> <p><strong>Keywords</strong>: accounting learning outcomes; digital learning; microsoft excel; my accounting application; project based learning (PJBL)</p> <p><em>&nbsp;</em></p> <p><strong><em>ABSTRAK </em></strong></p> <p><em>Penelitian ini dilatarbelakangi oleh rendahnya hasil belajar akuntansi di SMKN 1 Pekalongan akibat dominasi pembelajaran yang berpusat pada guru dan belum optimalnya integrasi aplikasi digital. Penelitian ini <strong>bertujuan</strong> untuk menganalisis pengaruh model Project-Based Learning (PJBL) berbantuan aplikasi Akuntansiku terhadap hasil belajar siswa, serta mengetahui perbedaan signifikannya dibandingkan dengan penggunaan Microsoft Excel. Menggunakan <strong>metode kuantitatif</strong> dengan desain quasi-experiment bentuk nonequivalent pretest-posttest control group, subjek penelitian ini adalah 63 siswa kelas X Akuntansi (32 kelas eksperimen, 31 kelas kontrol). Pengumpulan data dilakukan melalui tes, observasi, dan wawancara, kemudian dianalisis menggunakan paired sample t-test dan independent sample t-test. <strong>Hasil penelitian</strong> menunjukkan bahwa Project Based Learning (PJBL) berbantuan aplikasi Akuntansiku berpengaruh signifikan terhadap hasil belajar (Sig. 0,000 &lt; 0,05). Selain itu, terdapat perbedaan yang signifikan antara kedua kelompok (Sig. 0,001 &lt; 0,05), di mana rata-rata hasil belajar kelas eksperimen (77,79) lebih tinggi dibandingkan kelas kontrol (74,79). Kesimpulannya, integrasi model Project Based Learning (PJBL) dengan aplikasi Akuntansiku lebih efektif dibandingkan Microsoft Excel dalam meningkatkan hasil belajar akuntansi siswa. Penelitian ini <strong>berkontribusi</strong> pada penerapan ilmu pendidikan akuntansi berbasis digital melalui integrasi Project Based Learning (PJBL) dan aplikasi akuntansi digital untuk meningkatkan hasil belajar siswa pada aspek kognitif, afektif, dan psikomotorik.</em></p> <p><strong><em>Kata kunci</em></strong><em>: aplikasi akuntansiku; hasil belajar akuntansi;&nbsp; microsoft excel; pembelajaran digital; project based learning (PJBL)</em></p> 2026-11-16T00:00:00+07:00 Copyright (c) 2026 EDUNOMIA: Jurnal Ilmiah Pendidikan Ekonomi https://scholar.ummetro.ac.id/index.php/edunomia/article/view/11635 The THE EFFECT OF SECURITY, TRUST, USABILITY ON SHOPEEPAY USER SATISFACTION AMONG GENERATION-Z HIGH SCHOOL STUDENTS 2026-11-02T08:37:13+07:00 Queendira Lintang [email protected] Khresna Bayu Sangka [email protected] <p><strong>ABSTRACT </strong></p> <p>The rapid development of digital technology has driven high e-wallet usage among Generation Z, particularly high school students. However, this high adoption rate has not been accompanied by adequate digital financial literacy, thereby posing risks related to transaction security and digital financial management. This <strong>study aims</strong> to examine the influence of security, trust, and usability on ShopeePay user satisfaction among high school Generation Z students in Surakarta. <strong>The method</strong> used is quantitative with cluster random sampling. Data were collected using a questionnaire with a Likert scale and analyzed through classical assumption tests, multiple linear regression, and hypothesis testing. <strong>The results</strong> demonstrate that security, trust, and usability have a positive and significant influence on user satisfaction, both partially and simultaneously. The t-test results show that the calculated t-value is greater than the critical t-value and the significance level is less than 0.05, with security being the most dominant variable (calculated t-value 8.097 &gt; critical t-value 1.965). Additionally, the results of the F-test, with calculated F = 166.907 &gt; critical F = 2.6288 and p &lt; 0.05, indicate that the independent variables simultaneously influence user satisfaction. The R-squared value of 57.2% indicates the contribution of the three variables to user satisfaction, while the remaining 42.8% is influenced by other factors outside the scope of this study. It is <strong>concluded</strong> that the higher the levels of security, trust, and usability, the higher the level of satisfaction among Generation Z high school students in Surakarta. This <strong>study</strong> <strong>contributes</strong> to the development of research on digital financial literacy, particularly regarding the factors influencing e-wallet user satisfaction.</p> <p><strong>Keywords</strong>: security; shopeepay; trust; usability; user satisfaction</p> <p><strong>&nbsp;</strong></p> <p><strong><em>ABSTRAK</em></strong></p> <p><em>Pesatnya perkembangan teknologi digital mendorong tingginya penggunaan e-wallet di kalangan generasi Z, khususnya siswa SMA. Namun, tingginya adopsi ini belum diiringi tingkat literasi keuangan digital yang memadai, sehingga menimbulkan risiko terkait keamanan traksaksi dan pengelolaan keuangan digital. Penelitian ini <strong>bertujuan</strong> mengkaji pengaruh security, trust, dan usability terhadap kepuasan pengguna ShopeePay pada generasi Z tingkat SMA di Surakarta. <strong>Metode</strong> yang digunakan adalah kuantitatif dengan cluster random sampling. Data dikumpulkan menggunakan kuesioner dengan skala Likert dan dianalisis melalui uji asumsi klasik, regresi linear berganda, uji hipotesis<strong>. Hasil penelitian</strong> membuktikan bahwa security, trust, dan usability berpengaruh positif dan signifikan terhadap kepuasan pengguna, baik secara parsial maupun simultan. Hasil uji t menunjukkan t hitung &gt; t tabel dan nilai sig &lt; 0,05, dimana security menjadi variabel paling dominan yaitu t hitung 8,097 &gt; t tabel 1,965. Serta hasil uji f hitung 166,907 &gt; f tabel 2,6288 dan sig 0,00 &lt; 0,05 menunjukkan bahwa variabel independen secara simultan memengaruhi kepuasan pengguna. Nilai R Square sebesar 57,2% menunjukkan kontribusi ketiga variabel terhadap kepuasan pengguna, sedangkan 42,8% sisanya dipengaruhi faktor lain diluar penelitian. <strong>Disimpulkan</strong> bahwa semakin tinggi security, trust, dan usability maka semakin besar tingkat kepuasan penggunan generasi Z tingkat SMA di Surakarta. Penelitian ini <strong>berkontribusi</strong> pada pengembangan kajian literasi keuangan digital, khususnya terkait faktor-faktor yang memengaruhi kepuasan pengguna e-wallet.</em></p> <p><strong><em>Kata kunci</em></strong><em>: keamanan; kemudahan; kepercayaan; kepuasan pengguna; shopeepay</em></p> 2026-11-16T00:00:00+07:00 Copyright (c) 2026 EDUNOMIA: Jurnal Ilmiah Pendidikan Ekonomi https://scholar.ummetro.ac.id/index.php/edunomia/article/view/11666 THE EFFECTIVENESS OF WORDWALL-BASED GAME SHOWS IN INCREASING STUDENTS’ INTEREST IN LEARNING ECONOMICS 2026-11-02T10:31:18+07:00 Wanda Aulia [email protected] Putra Hilmi Prayitno [email protected] Hari Wahyono [email protected] Tri Wahyu Hardaningrum [email protected] <p><strong>ABSTRACT </strong></p> <p>Students’ low interest in economics classes, particularly when it comes to the topic of national income, results from the use of conventional teaching methods that do not sufficiently motivate students to actively participate in the learning process. Therefore, a teaching approach that utilizes interactive media is needed like a Wordwall-based game. <strong>This study was aim</strong> to determine the effectiveness of using a Wordwall-based game show on students’ interest in learning during economics classes at SMAN 2 Batu. <strong>The method</strong> used in this study is quantitative quasi-experimental approach with a non-equivalent control group design. The study involved two classes, an experimental class and a control class, each consisting of 36 students. Data were collected through a learning interest questionnaire. Before hypothesis testing, the data's normality and homogeneity were assessed; the results indicated that the data were not normally distributed. Data analysis continued with nonparametric tests, the Mann-Whitney U test and the N-Gain test. The analysis <strong>result </strong>of the research data shows a significant difference in learning interest between the two groups, with a significance value of 0.000 &lt; 0.05. The N-Gain test results for the experimental class were 0.52, classified as moderate, indicating that the implementation of a Wordwall-based game show on the topic of national income can effectively help increase students’ interest in economics. The <strong>conclusion</strong> this study that the use of gamification-based digital platforms such as Wordwall has the potential to serve as an innovation in the development of interactive learning media that can increase student interest during the learning process. The <strong>contribution</strong> of this research lies in providing empirical evidence regarding the effectiveness of Wordwall as a gamification-based learning medium to increase students' interest in learning economics, especially in national income materials.</p> <p><strong>Keywords</strong>: economic lesson; game show; learning interest; wordwall</p> <p><strong>&nbsp;</strong></p> <p><strong><em>ABSTRAK</em></strong></p> <p><em>Minat mahasiswa yang rendah terhadap kelas ekonomi, terutama dalam topik pendapatan nasional, disebabkan oleh penggunaan metode pengajaran konvensional yang tidak cukup memotivasi siswa untuk berpartisipasi aktif dalam proses pembelajaran. Oleh karena itu, pendekatan pengajaran yang menggunakan media interaktif diperlukan seperti game berbasis Wordwall. <strong>Tujuan</strong> penelitian ini untuk menentukan efektivitas penggunaan acara permainan berbasis Wordwall terhadap minat siswa dalam belajar selama kelas ekonomi di SMAN 2 Batu. <strong>Metode</strong> penelitian ini menggunakan pendekatan kuantitatif kuasi-eksperimental dengan desain kelompok kontrol yang tidak setara. Studi ini melibatkan dua kelas, satu kelas eksperimental dan satu kelas kontrol, masing-masing terdiri dari 36 siswa. Data dikumpulkan melalui kuesioner minat belajar. Sebelum pengujian hipotesis, normalitas dan homogenitas data dinilai; Hasilnya menunjukkan bahwa data tidak terdistribusi secara normal. Analisis data berlanjut dengan uji nonparametrik, uji Mann-Whitney U, dan uji N-Gain. <strong>Hasil</strong> analisis data penelitian menunjukkan perbedaan signifikan dalam minat belajar antara kedua kelompok, dengan nilai signifikansi 0,000 &lt; 0,05. Hasil tes N-Gain untuk kelas eksperimental adalah 0,52, diklasifikasikan sebagai moderat, menunjukkan bahwa pelaksanaan acara permainan berbasis Wordwall dengan topik pendapatan nasional dapat secara efektif membantu meningkatkan minat siswa terhadap ekonomi. <strong>Kesimpulan</strong> penelitian ini menunjukkan bahwa penggunaan platform digital berbasis gamifikasi seperti Wordwall berpotensi menjadi inovasi dalam pengembangan media pembelajaran interaktif yang dapat meningkatkan minat siswa selama proses pembelajaran. <strong>Kontribusi </strong>penelitian ini terletak pada penyediaan bukti empiris mengenai efektivitas Wordwall sebagai media pembelajaran berbasis gamifikasi untuk meningkatkan minat belajar ekonomi siswa, khususnya pada materi pendapatan nasional.</em></p> <p><strong><em>Kata kunci</em></strong><em>: acara kuis; minat belajar; pelajaran ekonomi;</em> wordwall</p> 2026-11-16T00:00:00+07:00 Copyright (c) 2026 EDUNOMIA: Jurnal Ilmiah Pendidikan Ekonomi https://scholar.ummetro.ac.id/index.php/edunomia/article/view/11669 THE EFFECTIVENESS OF TIKTOK ASSISTED PROBLEM BASED LEARNING ON CRITICAL THINKING SKILLS AT SMPN 2 BATANGHARI 2026-11-02T08:37:15+07:00 Nadia Lailatul Umaroh [email protected] Siti Suprihatin [email protected] Desi Budiono [email protected] <p><strong>ABSTRACT </strong></p> <p>Students' suboptimal competence in Social Studies is influenced by conventional teaching methods and the lack of digital technology utilization in the classroom. The <strong>purpose</strong> of this study is evaluates the impact of implementing Problem-Based Learning (PBL) integrated with the TikTok platform in improving the cognitive skills of eighth-grade students at SMPN 2 Batanghari. This <strong>research method</strong> employs an quantitative approach through a quasi-experiment applying a pretest-posttest control group design. The research sample consisted of 54 students, comprising 27 students in the experimental class and 27 students in the control class, selected using a cluster random sampling technique. The treatment was administered over two sessions. The PBL model was applied in both classes, but the learning media used differed. The experimental class used TikTok content as learning support media, while the control class used PowerPoint. Data collection methods included observation, interviews, documentation, as well as pre-tests and post-tests. Data analysis was conducted through normality testing, homogeneity testing, paired t-tests, and N-Gain tests. The <strong>results</strong> of the study indicate that the PBL model assisted by TikTok content is effective in improving students' critical thinking skills, with a significance value of 0.000 (&lt; 0.05) and an N-Gain score of 0.7621, which indicates a high classification. This finding <strong>conclude</strong> demonstrates that the integration of digital social media into the PBL model is capable of creating a more contextual, interactive, and student-centered Social Studies learning experience, thereby <strong>contributing</strong> as a learning innovation to enhance critical thinking skills.</p> <p><strong>Keywords</strong>: critical thinking; problem based learning; quasi experiment; social studies learning; tiktok media</p> <p><strong><em>ABSTRAK</em></strong></p> <p><em>Kompetensi peserta didik yang belum optimal pada mata pelajaran Ilmu Pengetahuan Sosial dipengaruhi oleh metode pengajaran yang masih konvensional dan minimnya pemanfaatan teknologi digital di kelas. <strong>Tujuan</strong> penelitian ini mengevaluasi dampak penerapan Problem Based Learning (PBL) yang diintegrasikan dengan platform TikTok dalam meningkatkan keterampilan kognitif peserta didik kelas VIII di SMPN 2 Batanghari. Metode penelitian ini menggunakan pendekatan kuantitatif melalui eksperimen semu yang menerapkan desain pretest-posttest kelompok kontrol. Jumlah sampel penelitian adalah 54 siswa, yang terdiri dari 27 siswa pada kelas eksperimen dan 27 siswa pada kelas kontrol yang dipilih melalui teknik cluster random sampling. Perlakuan diberikan selama dua kali pertemuan. Pada kedua kelas diterapkan model PBL, namun media pembelajaran yang digunakan berbeda. Kelas eksperimen menggunakan media konten TikTok sebagai pendukung pembelajaran, sedangkan kelas kontrol menggunakan media PowerPoint. Metode pengumpulan data mencakup observasi, wawancara, dokumentasi, serta tes awal dan akhir. Analisis data dilaksanakan melalui pengujian normalitas, homogenitas, t-test berpasangan, dan tes N-Gain. <strong>Hasil studi</strong> menunjukkan bahwa model PBL berbantu media konten TikTok efektif meningkatkan kemampuan berpikir kritis siswa dengan nilai signifikansi 0,000 (&lt; 0,05) dan nilai N-Gain 0,7621 menunjukkan klasifikasi tinggi. <strong>Kesimpulan</strong> temuan ini menunjukkan bahwa integrasi media sosial digital dalam model PBL mampu menciptakan pembelajaran IPS yang lebih kontekstual, interaktif, dan berpusat </em><em>pada siswa sehingga <strong>berkontribusi </strong>sebagai inovasi pembelajaran untuk meningkatkan kemampuan critical thinking.</em></p> <p><strong><em>Kata kunci</em></strong><em>: </em>critical thinking; <em>media tiktok; pembelajaran IPS, problem based learning; quasi eksperiment</em></p> <p>&nbsp;</p> 2026-11-16T00:00:00+07:00 Copyright (c) 2026 EDUNOMIA: Jurnal Ilmiah Pendidikan Ekonomi https://scholar.ummetro.ac.id/index.php/edunomia/article/view/11681 THE EFFECT OF DIGITAL LITERACY AND SELF-EFFICACY ON COMPUTERIZED ACCOUNTING LEARNING OUTCOMES AMONG ECONOMIC EDUCATION STUDENTS 2026-11-02T08:37:16+07:00 Mawar Mulaji [email protected] Agil Bahsoan [email protected] Maya Novrita Dama [email protected] Radia Hafid [email protected] Imam Prawiranegara Gani [email protected] Fazri Mohehu [email protected] <p><strong>ABSTRACT </strong></p> <p>The attainment of satisfactory learning outcomes in Accounting Computer coursework remains a persistent scholarly concern, as academic success in this domain is determined not solely by students' mastery of foundational accounting subject matter, but also by their capacity to effectively utilize digital technology and their level of confidence in their own academic capabilities. Deficiencies in digital literacy proficiency, compounded by inadequate self-efficacy, have been identified as significant impediments to students' ability to operate MYOB accounting software competently, with consequential adverse implications for overall learning achievement in Accounting Computer education. Therefore, this <strong>study aims</strong> to empirically examine the influence of digital literacy and self-efficacy on computerized accounting learning outcomes among undergraduate students in Economics Education. <strong>This study employs</strong> a quantitative research approach and involves 48 students selected through purposive sampling. The <strong>findings</strong> reveal that digital literacy and self-efficacy have statistically significant effects on students’ learning outcomes, both independently and collectively. The partial test results indicate that digital literacy has a positive regression coefficient of 0.485, with a t-statistic of 4.203, which exceeds the critical t-value of 1.679 at a significance level below 0.05. Similarly, self-efficacy shows a positive regression coefficient of 0.486, with a t-statistic of 3.928, also exceeding the critical t-value of 1.679 at p &lt; 0.05. The simultaneous test results further confirm the significance of the model, as indicated by an F-statistic of 48.561, which is greater than the critical F-value of 3.20, with a significance value of 0.000 &lt; 0.05. The coefficient of determination, represented by the R-square value of 0.683, suggests that digital literacy and self-efficacy collectively explain 68.3% of the variation in computerized accounting learning outcomes. <strong>Conclusion in this study</strong> indicate that students’ digital literacy skills and self-efficacy are important predictors of achievement in computerized accounting learning. This <strong>study contributes</strong> to the accounting education literature by offering empirical evidence on the relevance of digital competence and self-belief in supporting students’ academic performance in technology-based accounting instruction.</p> <p><strong>Keywords</strong>: digital literacy; learning outcomes; self-efficacy</p> <p><strong>&nbsp;</strong></p> <p><strong><em>ABSTRAK</em></strong></p> <p><em>Pencapaian hasil belajar pada mata kuliah Komputer Akuntansi hingga saat ini masih menjadi persoalan akademik yang relevan untuk dikaji secara mendalam, mengingat keberhasilan pembelajaran dalam domain ini tidak semata-mata ditentukan oleh penguasaan konseptual mahasiswa terhadap materi akuntansi, melainkan juga dipengaruhi oleh kapasitas pemanfaatan teknologi digital serta tingkat keyakinan mahasiswa terhadap kompetensi akademik dirinya sendiri. Defisiensi dalam kecakapan literasi digital, yang diperparah oleh rendahnya efikasi diri, telah teridentifikasi sebagai faktor penghambat signifikan bagi mahasiswa dalam mengoperasikan perangkat lunak akuntansi MYOB secara kompeten, yang pada gilirannya berdampak negatif</em></p> <p><em>terhadap capaian hasil belajar Komputer Akuntansi secara keseluruhan. Oleh karena itu, <strong>tujuan penelitian</strong> ini untuk mengkaji secara empiris pengaruh parsial dan simultan literasi digital serta efikasi diri terhadap hasil belajar Komputer Akuntansi pada mahasiswa Program Studi Pendidikan Ekonomi. <strong>Metode penelitian</strong> menggunakan pendekatan kuantitatif, dengan melibatkan 48 mahasiswa sebagai sampel penelitian yang ditetapkan melalui teknik purposive sampling. <strong>Hasil</strong> pengujian hipotesis menunjukkan bahwa literasi digital dan efikasi diri berpengaruh secara statistik signifikan terhadap hasil belajar, baik secara parsial maupun simultan. Pengujian parsial melalui uji-t menghasilkan koefisien regresi positif sebesar 0,485 untuk variabel literasi digital, dengan nilai t-hitung sebesar 4,203 yang melampaui nilai t-tabel sebesar 1,679 pada taraf signifikansi di bawah 0,05. Variabel efikasi diri secara serupa menghasilkan koefisien regresi positif sebesar 0,486, dengan nilai t-hitung sebesar 3,928 yang juga melampaui nilai t-tabel sebesar 1,679 pada p &lt; 0,05. Pengujian simultan melalui uji-F menghasilkan nilai F-hitung sebesar 48,561, melampaui nilai F-tabel sebesar 3,20, dengan nilai signifikansi sebesar 0,000 &lt; 0,05. Koefisien determinasi (R-square) diperoleh sebesar 0,683, yang mengindikasikan bahwa literasi digital dan efikasi diri secara bersama-sama mampu menjelaskan 68,3% variansi hasil belajar Komputer Akuntansi mahasiswa. Dengan demikian, <strong>disimpulkan</strong> bahwa kecakapan literasi digital dan efikasi diri mahasiswa merupakan prediktor signifikan terhadap capaian hasil belajar Komputer Akuntansi, baik secara individual maupun secara simultan. Penelitian ini memberikan <strong>kontribusi</strong> terhadap pengembangan literatur pendidikan akuntansi dengan menyajikan bukti empiris mengenai peran literasi digital dan efikasi diri sebagai determinan pencapaian hasil belajar mahasiswa dalam konteks pembelajaran akuntansi berbasis teknologi.</em></p> <p><strong><em>Kata kunci</em></strong><em>: </em>hasil belajar; literasi digital; <em>self efficacy</em></p> 2026-11-16T00:00:00+07:00 Copyright (c) 2026 EDUNOMIA: Jurnal Ilmiah Pendidikan Ekonomi https://scholar.ummetro.ac.id/index.php/edunomia/article/view/11490 MATHEMATICAL MODELING AS A BASIS FOR THE FINANCIAL FEASIBILITY OF BANTEN PALM SUGAR READY TO DRINK COFFEE PRODUCT INNOVATION 2026-11-02T08:37:18+07:00 Een Mardiyanti [email protected] Nezly Nurlia Putri [email protected] Elen Heryetta Purba [email protected] <p><strong>ABSTRACT </strong></p> <p>The increasing demand for locally based ready-to-drink (RTD) coffee beverages has created opportunities for the development of palm sugar coffee businesses in Banten Province, Indonesia. However, production planning and investment decision-making in this sector are generally not supported by integrated quantitative analyses, highlighting the need for a model that can optimize production while evaluating business feasibility. This <strong>study aims</strong> to develop a mathematical model and assess the financial feasibility of an innovative RTD palm sugar coffee business in Banten. <strong>This research employs</strong> a quantitative approach, implemented through product formulation, organoleptic testing, and production cost analysis, regression-based mathematical modeling, and financial feasibility analysis using Net Present Value (NPV), Internal Rate of Return (IRR), Net Benefit-Cost Ratio (Net B/C Ratio), and Payback Period (PP). <strong>The results</strong> showed that the best formulation consisted of a robusta–arabica coffee blend with palm sugar, achieving the highest level of consumer acceptance. The cost model obtained was C(x) = 7,197x + 3,601,000, while the profit function was P(x) = 12,803x − 3,601,000, with a break-even point of 282 units per month. <strong>Conclusion</strong> in this study financial analysis indicated that the business is highly feasible, with an NPV of IDR 226,292,964, an IRR of 167.6%, a Net B/C Ratio of 2.71, and a Payback Period of less than one year. The <strong>contribution</strong> of this study lies in the development of an integrated model that links production mathematical modeling with investment analysis for local food-based beverage enterprises. Therefore, the RTD palm sugar coffee business in Banten Province demonstrates strong potential and is highly viable for further development.</p> <p><strong>Keywords</strong>: financial analysis; palm sugar coffee; ready to drink (RTD).</p> <p><strong><em>ABSTRAK</em></strong></p> <p><em>Meningkatnya permintaan minuman kopi siap minum (ready to drink/RTD) berbasis produk lokal membuka peluang pengembangan usaha kopi gula aren di Provinsi Banten. Namun, perencanaan produksi dan pengambilan keputusan investasi pada usaha ini umumnya belum didukung oleh analisis kuantitatif yang terintegrasi, sehingga diperlukan model yang dapat mengoptimalkan produksi sekaligus menilai kelayakan usaha. <strong>Penelitian ini bertujuan</strong> mengembangkan model matematis dan menganalisis kelayakan finansial usaha inovasi produk RTD kopi gula aren Banten. <strong>Metode penelitian</strong> menggunakan pendekatan kuantitatif melalui formulasi produk, uji organoleptik, analisis biaya produksi, pemodelan matematis berbasis regresi, serta analisis kelayakan finansial menggunakan indikator Net Present Value (NPV), Internal Rate of Return (IRR), Net B/C Ratio, dan Payback Period (PP). <strong>Hasil penelitian</strong> menunjukkan bahwa formulasi terbaik diperoleh pada kombinasi kopi robusta–arabika dan gula aren dengan tingkat penerimaan panelis tertinggi. Model biaya yang terbentuk adalah C(x) = 7.197x + 3.601.000, sedangkan fungsi keuntungan adalah P(x) = 12.803x − 3.601.000 dengan titik impas pada 282 unit per bulan. <strong>Kesimpulan penelitian</strong> adalah analisis finansial menghasilkan NPV sebesar Rp226.292.964, IRR sebesar 167,6%, Net B/C Ratio </em></p> <p><em>sebesar 2,71, dan Payback Period kurang dari satu tahun, sehingga usaha dinyatakan sangat layak. <strong>Kontribusi</strong> penelitian ini adalah menghasilkan model integratif yang menghubungkan pemodelan matematis produksi dengan analisis investasi pada usaha minuman berbasis pangan lokal. Dengan demikian, usaha RTD kopi gula aren di Provinsi Banten memiliki prospek yang sangat baik untuk dikembangkan.</em></p> <p><strong><em>Kata kunci</em></strong><em>: kelayakan usaha, kopi gula aren, ready to drink (RTD),</em></p> 2026-11-16T00:00:00+07:00 Copyright (c) 2026 EDUNOMIA: Jurnal Ilmiah Pendidikan Ekonomi https://scholar.ummetro.ac.id/index.php/edunomia/article/view/11723 DIGITAL ENTREPRENEURIAL TRANSFORMATION IN THE PESANTREN ECOSYSTEM: EVIDENCE FROM PESANTREN AL AMIN KEDIRI, INDONESIA 2026-11-02T08:37:18+07:00 Binti Mutafarida [email protected] Moh. Farih Fahmi [email protected] Ning Purnama Sariati [email protected] Choiril Anam [email protected] <p><strong>ABSTRACT </strong></p> <p>Pesantren, as traditional Islamic educational institutions, increasingly adopt digital technologies to strengthen economic self-reliance through entrepreneurship. This <strong>study aimed</strong> to analyze digital marketing strategies implemented by santri at Pesantren Al Amin Kediri and their contributions to business development. <strong>This research employed</strong> a descriptive qualitative case study approach. Data were collected through participatory observation, in-depth interviews, documentation, and digital content analysis of Instagram, WhatsApp Business, and TikTok. The analysis integrated the Digital Marketing Framework and Resource-Based View (RBV) to examine digital capabilities and internal resources as sources of competitive advantage. The <strong>findings</strong> indicate that santri contribute to digital transformation through content creation, social media engagement, digital branding, and online customer communication. These practices have expanded the market reach of Al Amin Bordir dan Konveksi, enhanced brand visibility, and strengthened customer relationships. Spiritual values, entrepreneurial learning, and alumni networks further reinforce customer trust and business sustainability. The study contributes theoretically by extending the application of RBV to pesantren-based digital entrepreneurship, demonstrating how spiritual values, social capital, and trust-based relationships complement technological capabilities in creating competitive advantage. <strong>Practically, the study contributes</strong> an integrated approach to digital entrepreneurship that emphasizes santri empowerment, digital marketing skills, and alumni engagement while preserving religious and cultural identities. This study <strong>concludes</strong> that digital marketing functions not merely as a promotional instrument but also as a mechanism for entrepreneurial learning, economic empowerment, and sustainable business development within faith-based educational institutions.</p> <p><strong>Keywords</strong>: digital marketing; faith-based entrepreneurship; pesantren entrepreneurship; resource-based view; santri empowerment</p> <p><strong>&nbsp;</strong></p> <p><strong><em>ABSTRAK</em></strong></p> <p><em>Pesantren sebagai lembaga pendidikan Islam tradisional semakin mengadopsi teknologi digital untuk memperkuat kemandirian ekonomi melalui kegiatan kewirausahaan. Penelitian ini <strong>bertujuan </strong>untuk menganalisis strategi pemasaran digital yang diterapkan oleh santri di Pesantren Al Amin Kediri serta kontribusinya terhadap pengembangan usaha. Penelitian ini menggunakan <strong>pendekatan kualitatif deskriptif</strong> dengan metode studi kasus. Data dikumpulkan melalui observasi partisipatif, wawancara mendalam, dokumentasi, serta analisis konten digital pada Instagram, WhatsApp Business, dan TikTok. Analisis dilakukan menggunakan Digital Marketing Framework dan Resource-Based View (RBV) untuk mengidentifikasi kapabilitas digital dan sumber daya internal sebagai sumber keunggulan kompetitif. <strong>Hasil penelitian</strong> menunjukkan bahwa santri berperan aktif dalam transformasi digital melalui pembuatan konten, pengelolaan media sosial, penguatan merek digital, dan komunikasi pelanggan secara daring. Strategi tersebut mampu memperluas jangkauan pasar Al Amin Bordir dan Konveksi, meningkatkan visibilitas merek, serta memperkuat hubungan dengan</em></p> <p><em>pelanggan. Nilai-nilai spiritual, pembelajaran kewirausahaan, dan jaringan alumni turut memperkuat kepercayaan pelanggan serta keberlanjutan usaha. Kontribusi teoretis penelitian ini adalah memperluas penerapan RBV dalam kewirausahaan digital berbasis pesantren dengan menunjukkan bahwa nilai spiritual, modal sosial, dan hubungan berbasis kepercayaan melengkapi kapabilitas teknologi dalam menciptakan keunggulan kompetitif. Secara praktis, penelitian ini <strong>berkontribusi </strong>dalam menawarkan pendekatan kewirausahaan digital terintegrasi yang menekankan pemberdayaan santri, penguatan keterampilan pemasaran digital, dan pemanfaatan jaringan alumni tanpa mengabaikan identitas keagamaan dan budaya. Penelitian ini <strong>menyimpulkan</strong> bahwa pemasaran digital tidak hanya berfungsi sebagai sarana promosi, tetapi juga sebagai instrumen pembelajaran kewirausahaan, pemberdayaan ekonomi, dan pengembangan usaha berkelanjutan dalam ekosistem pendidikan berbasis keagamaan.</em></p> <p><strong><em>Kata kunci</em></strong><em>: kewirausahaan berbasis keagamaan; kewirausahaan pesantren; pemasaran digital; pemberdayaan santri; resource-based view</em></p> 2026-11-15T00:00:00+07:00 Copyright (c) 2026 EDUNOMIA: Jurnal Ilmiah Pendidikan Ekonomi https://scholar.ummetro.ac.id/index.php/edunomia/article/view/11890 GREEN ENTREPRENEURIAL INTENTION AMONG SEBELAS MARET UNIVERSITY STUDENTS: THE MEDIATING ROLE OF SELF-EFFICACY 2026-11-02T08:37:20+07:00 Anni Khoirotul Hisan [email protected] Dewi Kusuma Wardani [email protected] <p><strong>ABSTRACT </strong></p> <p>The rapid pace of industrial growth has become one of the primary causes of environmental pollution in Indonesia. The increasing environmental problems resulting from industrial activities highlight the need for entrepreneurs who are oriented toward sustainability. However, the level of green entrepreneurial intention among university students, particularly those at Universitas Sebelas Maret (UNS), remains relatively low, necessitating the identification of factors that can foster their intention to engage in green entrepreneurship. This study investigates the effects of entrepreneurial education and green campus support on green entrepreneurial intention and examines the mediating role of entrepreneurial self-efficacy in the relationships between entrepreneurial education, green campus support, and green entrepreneurial intention. This study employed a descriptive quantitative approach, with data collected through a questionnaire. A total of 246 active UNS students from the 2022 cohort were selected as the research sample. The findings reveal that entrepreneurial education and green campus support have a positive and significant partial effect on green entrepreneurial intention. Furthermore, entrepreneurial self-efficacy has a significant effect on green entrepreneurial intention and partially mediates the effects of entrepreneurial education and green campus support on green entrepreneurial intention. This study contributes to the development of the green entrepreneurship literature by clarifying the role of entrepreneurial self-efficacy as a mediating mechanism linking entrepreneurial education and green campus support to green entrepreneurial intention. Practically, the findings suggest that higher education institutions should strengthen entrepreneurship education and foster a sustainability-supportive campus environment to enhance students’ green entrepreneurial intention..</p> <p><strong>Keywords</strong>: entrepreneurial education; entrepreneurial self-efficacy; green entrepreneurial intention; green campus support</p> <p><strong><em>ABSTRAK</em></strong></p> <p><em>Pesatnya laju industri menjadi salah satu penyebab utama permasalahan pencemaran lingkungan di Indonesia. Meningkatnya permasalahan lingkungan akibat aktivitas industri menuntut hadirnya wirausaha yang berorientasi pada keberlanjutan. Namun, tingkat green entrepreneurial intention mahasiswa, khususnya mahasiswa Universitas Sebelas Maret, masih relatif rendah sehingga diperlukan identifikasi faktor-faktor yang dapat mendorong niat berwirausaha hijau. Penelitian ini bertujuan mengkaji pengaruh Entrepreneurial Education dan Green campus support terhadap Green entrepreneurial intention, serta peran Entrepreneurial self-efficacy dalam memediasi hubungan antara Entrepreneurial Education dan Green campus support terhadap Green entrepreneurial intention. Penelitian ini menggunakan metode kuantitatif deskriptif dengan teknik pengumpulan data kuesioner. Sampel penelitian ini sebanyak 246 mahasiswa aktif UNS angkatan 2022. Hasil penelitian menunjukkan bahwa Entrepreneurial education dan Green campus support berpengaruh positif dan signifikan secara parsial terhadap Green e entrepreneurial intention. Selain itu, entrepreneurial self-efficacy berpengaruh signifikan terhadap green entrepreneurial intention dan mampu memediasi </em></p> <p><em>secara parsial pengaruh entrepreneurial education serta green campus support terhadap green entrepreneurial intention. Penelitian ini berkontribusi pada pengembangan literatur green entrepreneurship dengan memperjelas peran entrepreneurial self-efficacy sebagai mekanisme mediasi yang menghubungkan entrepreneurial education dan green campus support dengan green entrepreneurial intention. Secara praktis, hasil penelitian ini mengindikasikan bahwa perguruan tinggi perlu memperkuat pendidikan kewirausahaan dan menciptakan lingkungan kampus yang mendukung keberlanjutan untuk meningkatkan green entrepreneurial intention mahasiswa.</em></p> <p><strong><em>Kata kunci</em></strong><em>: dukungan kampus hijau; efikasi diri kewirausahaan; niat kewirausahaan hijau; pendidikan kewirausahaan</em></p> <p>&nbsp;</p> 2026-11-16T00:00:00+07:00 Copyright (c) 2026 EDUNOMIA: Jurnal Ilmiah Pendidikan Ekonomi https://scholar.ummetro.ac.id/index.php/edunomia/article/view/11903 LEARNING BANKING THROUGH GAMES: DEVELOPING "TANGKAS" MEDIA TO IMPROVE LEARNING OUTCOMES OF CLASS X ACCOUNTING 2026-11-02T08:37:21+07:00 Nur Azizatun Nasuha [email protected] Laila Putri Nur Azizah [email protected] Sheila Febriani Putri [email protected] Lisanati [email protected] <p><strong>ABSTRACT </strong></p> <p>The use of conventional learning media that lacks interactivity causes students to be passive and struggle to understand Banking Fundamentals material, resulting in learning outcomes for Class X Accounting 3 at SMKN 1 Pasuruan failing to meet the Minimum Competency Criteria (KKM) of 80. This <strong>study aims</strong> to develop the TANGKAS board game learning media (Tangga Keuangan Akuntansi Peserta didik/Students' Accounting Financial Ladder), test its feasibility, and analyze improvements in student learning outcomes. TANGKAS Media combines the formats of snakes and ladders games, accounting question cards, and group tournaments to create competitive and collaborative learning. This research uses the <strong>method</strong> Research and Development (R&amp;D) by integrating the ADDIE model and Teams Games Tournament (TGT) to create systematic and collaborative learning through group competitions. The study involved 36 students with expert validation questionnaire instruments, pretests, and posttests, which were analyzed using tests Shapiro-Wilk, Paired Sample T-Test, and N-Gain. Validation <strong>results</strong> indicate a feasibility score of 95% from the subject matter expert and 92.65% from the media expert, both categorized as highly feasible. The average student score increased from 68.3 on the pretest to 90.9 on the posttest, with all students successfully meeting the KKM. The Paired Sample T-Test yielded a significance value of &lt;0.001, while the N-Gain test produced an average score of 0.7355, categorized as high. <strong>Conclusion</strong>, TANGKAS media proves that the ADDIE-TGT integration has been tested as a reference for developing game-based learning media for subjects in vocational schools. Practically, this research <strong>contributes t</strong>o the development of accounting-based learning media game based learning innovative and interactive. The TANGKAS media is declared feasible and effective in improving student learning outcomes on Banking Fundamentals material<em>.</em></p> <p><strong>Keywords</strong>: banking basics; board games; learning outcomes; learning media; team-game tournaments</p> <p><strong>&nbsp;</strong></p> <p><strong><em>ABSTRAK</em></strong></p> <p><em>Penggunaan media pembelajaran konvensional yang kurang interaktif menyebabkan peserta didik bersikap pasif dan kesulitan memahami materi Dasar-Dasar Perbankan, sehingga hasil belajar kelas X Akuntansi 3 SMKN 1 Pasuruan belum memenuhi Kriteria Kompetensi Minimum (KKM) 80. Penelitian ini ber<strong>tujuan </strong>mengembangkan media board game TANGKAS (Tangga Keuangan Akuntansi Peserta Didik), menguji kelayakannya, serta menganalisis peningkatan hasil belajar peserta didik. Media TANGKAS memadukan format permainan ular tangga, kartu soal akuntansi, dan turnamen kelompok untuk menciptakan pembelajaran yang kompetitif dan kolaboratif. Penelitian ini menggunakan <strong>metode</strong> Research and Development (R&amp;D) dengan mengintegrasikan model ADDIE dan Teams Games Tournament (TGT) untuk menciptakan pembelajaran yang sistematis dan kolaboratif melalui kompetisi kelompok. Penelitian melibatkan 36 peserta didik dengan instrumen angket validasi ahli, pretest, dan posttest, yang dianalisis menggunakan uji Shapiro-Wilk, Paired Sample T-Test, dan N-Gain. <strong>Hasil</strong> validasi menunjukkan kelayakan sebesar 95% dari ahli materi dan 92,65% dari ahli media, keduanya berkategori sangat layak. Rata-rata nilai peserta didik meningkat dari 68,3 pada pretest menjadi 90,9 pada posttest, dengan seluruh peserta didik mencapai KKM. Uji Paired Sample T-Test memperoleh signifikansi &lt;0,001, sedangkan uji N-Gain menghasilkan rata-rata 0,7355 berkategori tinggi. <strong>Kesimpulan</strong>, media TANGKAS membuktikan bahwa integrasi ADDIE-TGT telah di uji sebagai acuan dalam pengembangan media pembelajaran berbasis permainan pada mata pelajaran di SMK. Secara praktis, penelitian ini <strong>berkontribusi</strong> pada pengembangan media pembelajaran akuntansi berbasis game based learning yang inovatif dan interaktif. Media TANGKAS dinyatakan layak dan efektif dalam meningkatkan hasil belajar peserta didik pada materi Dasar-Dasar Perbankan.</em></p> <p><strong><em>Kata kunci</em></strong><em>: board game; dasar-dasar perbankan; hasil belajar; media pembelajaran; teams games tournament</em></p> 2026-10-18T09:20:02+07:00 Copyright (c) 2026 EDUNOMIA: Jurnal Ilmiah Pendidikan Ekonomi https://scholar.ummetro.ac.id/index.php/edunomia/article/view/12155 A SYSTEMATIC LITERATURE REVIEW ON MARKET COMPETITION INTENSITY, MANAGERIAL DECISION-MAKING, AND MSME BUSINESS PERFORMANCE 2026-11-02T08:37:21+07:00 Mega Silvia Putri Mega [email protected] Abror [email protected] Zul Afdal [email protected] <p><strong>ABSTRACT </strong></p> <p>The use of conventional learning media that lacks interactivity causes students to be passive and struggle to understand Banking Fundamentals material, resulting in learning outcomes for Class X Accounting 3 at SMKN 1 Pasuruan failing to meet the Minimum Competency Criteria (KKM) of 80. Increasingly competitive business competition demands that MSMEs have the ability to adapt and make effective managerial decisions to improve business performance. However, research results related to the relationship between the intensity of market competition, managerial decision making, and MSME performance are still varied, so a comprehensive study is needed. This <strong>study aims</strong> to systematically examine the relationship between the intensity of market competition, managerial decision making, and MSME performance. <strong>Method </strong>study used a Systematic Literature Review (SLR) with data from Google Scholar and ScienceDirect. Literature selection refers to the PRISMA guidelines and resulted in 15 articles from the initial 200 articles. Analysis was carried out descriptively and bibliometrically using VOSviewer. <strong>Findings, </strong>the intensity of market competition influences MSME performance, both directly and indirectly, while managerial decision making plays an important role in improving competitiveness and business performance. <strong>Conclusion, </strong>adaptive managerial ability is a major factor in facing competition and supporting the sustainability of MSMEs. <strong>Contribution</strong> this study provides a scientific synthesis regarding the relationship between the intensity of market competition, managerial decision making, and MSME perfor</p> <p><strong><em>ABSTRAK</em></strong></p> <p><em>Persaingan bisnis yang semakin kompetitif menuntut UMKM memiliki kemampuan adaptasi dan pengambilan keputusan manajerial yang efektif untuk meningkatkan kinerja usaha. Namun, hasil penelitian terkait hubungan intensitas persaingan pasar, pengambilan keputusan manajerial, dan kinerja UMKM masih beragam sehingga diperlukan kajian yang komprehensif. <strong>Tujuan</strong> penelitian ini bertujuan mengkaji secara sistematis hubungan antara intensitas persaingan pasar, pengambilan keputusan manajerial, dan kinerja UMKM. <strong>Metode </strong>penelitian menggunakan Systematic Literature Review (SLR) dengan data dari Google Scholar dan ScienceDirect. Seleksi literatur mengacu pada pedoman PRISMA dan menghasilkan 15 artikel dari 200 artikel awal. Analisis dilakukan secara deskriptif dan bibliometrik menggunakan VOSviewer. <strong>Temuan</strong>, intensitas persaingan pasar berpengaruh terhadap kinerja UMKM, baik secara langsung maupun tidak langsung, sedangkan pengambilan keputusan manajerial berperan penting dalam meningkatkan daya saing dan kinerja usaha. <strong>Simpulan,</strong> kemampuan manajerial yang adaptif menjadi faktor utama dalam menghadapi persaingan dan mendukung keberlanjutan UMKM. <strong>Kontribusi </strong>dalam Ilmu Pengetahuan: penelitian ini memberikan sintesis ilmiah mengenai keterkaitan intensitas persaingan pasar, pengambilan keputusan manajerial, dan kinerja UMKM sebagai dasar bagi pengembangan penelitian dan strategi peningkatan daya saing UMKM.</em></p> <p><strong><em>Kata kunci</em></strong><em>: kinerja usaha; pengambilan keputusan manajerial; persaingan pasar; tinjauan </em>mance as a basis for developing research and strategies to improve MSME competitiveness<em>.</em></p> <p><strong>Keywords</strong>: business performance; managerial decision-making; market competition intensity; msmes; systematic literature review</p> 2026-10-18T09:32:09+07:00 Copyright (c) 2026 EDUNOMIA: Jurnal Ilmiah Pendidikan Ekonomi https://scholar.ummetro.ac.id/index.php/edunomia/article/view/12277 THE MEDIATING ROLE OF LIFESTYLE ON FINANCIAL LITERACY, SELF-CONTROL, AND CONSUMPTIVE BEHAVIOR 2026-11-02T08:37:22+07:00 Desi Luty Ermawati Natonis [email protected] Maria Valentina Mala Pasa [email protected] Ronaldus Suwardi [email protected] Leny Kana [email protected] Retno Hernawati [email protected] <p><strong>ABSTRACT </strong></p> <p>Contemporary university students demonstrate a growing inclination towards consumerism, influenced by evolving lifestyles, the proliferation of social media, social pressures from peers, and deficiencies in financial knowledge and personal restraint. The <strong>aims study</strong> to examine the impact of financial knowledge and self-discipline on consumerist tendencies, with lifestyle acting as an intermediary factor, among students enrolled at Nusa Cendana University. The investigation utilizes a quantitative <strong>methodology</strong> and an associative research framework. The total student body of Nusa Cendana University constitutes the population, from which 123 participants were chosen through a purposive sampling strategy. Data acquisition was conducted using Likert-scale surveys, followed by analysis involving validation assessments, dependability checks, preliminary assumption evaluations, multiple linear regression computations, path analysis, and hypothesis verification. The <strong>results</strong> indicate that both financial literacy and self-control significantly impact students' daily lives and their inclination towards purchasing goods. Additionally, lifestyle acts as a key mediating element in the connection between financial knowledge, self-discipline, and the purchasing patterns observed among students at Universitas Nusa Cendana.&nbsp; <strong>Conclusion</strong>, the enhancement of financial literacy and self-control can cultivate a more judicious lifestyle, consequently moderating students' inclination towards excessive consumption. This research <strong>advances</strong> the existing literature in consumer behavior and financial management by reinforcing the empirical substantiation of lifestyle's mediating function in the nexus of financial literacy, self-control, and consumptive tendencies. Additionally, it provides a basis for tertiary institutions to develop initiatives focused on augmenting financial knowledge and reinforcing student self-regulation<em>.</em></p> <p><strong>Keywords</strong>: compulsive purchasing; financial knowledge; personal conduct; self-regulation; higher education learners</p> <p><strong><em>ABSTRAK</em></strong></p> <p><em>Mahasiswa kini memperlihatkan pola perilaku konsumtif yang kian bertambah, dipicu oleh evolusi cara hidup, penetrasi penggunaan media sosial yang meluas, pengaruh dari lingkungan sosial, serta rendahnya pemahaman finansial dan kemampuan regulasi diri. <strong>Tujuan penelitian</strong> ini untuk mengevaluasi dampak literasi finansial dan regulasi diri terhadap perilaku konsumtif dengan gaya hidup sebagai faktor perantara pada mahasiswa Universitas Nusa Cendana. Studi ini mengadopsi <strong>metodologi</strong> kuantitatif dengan rancangan penelitian yang berorientasi pada hubungan antar variabel. Populasi studi mencakup seluruh mahasiswa Universitas Nusa Cendana, dengan pemilihan 123 partisipan sebagai sampel melalui teknik pengambilan sampel bertujuan (purposive sampling). Pengumpulan data dilaksanakan melalui instrumen kuesioner dengan skala Likert, dan analisis data melibatkan pengujian validitas, pengujian reliabilitas, pengujian asumsi klasik, analisis regresi linier berganda, analisis jalur (path analysis), serta pengujian hipotesis. <strong>Temuan</strong> riset mengindikasikan bahwa pemahaman finansial dan kemampuan regulasi diri memiliki dampak substansial pada pola hidup dan kebiasaan berbelanja mahasiswa. Lebih lanjut, pola hidup teridentifikasi sebagai faktor pemediasi yang penting dalam korelasi antara pemahaman finansial, regulasi diri, dan pola berbelanja pada mahasiswa Universitas Nusa Cendana. <strong>Kesimpulan</strong> penelitian, peningkatan literasi finansial dan pengendalian diri berpotensi menumbuhkan gaya hidup yang lebih matang, yang pada gilirannya dapat menekan naluri konsumtif di kalangan mahasiswa. Studi ini memberikan <strong>kontribusi </strong>bagi kemajuan bidang studi perilaku konsumen dan manajemen keuangan dengan mengukuhkan bukti empiris mengenai fungsi mediasi pola hidup dalam interaksi antara literasi finansial, regulasi diri, dan perilaku konsumtif. Di samping itu, kajian ini dapat menjadi fondasi bagi institusi pendidikan tinggi dalam merancang inisiatif yang ditujukan untuk meningkatkan kesadaran finansial serta memperkuat kapasitas pengendalian diri mahasiswa.</em></p> <p><strong><em>Kata kunci</em></strong><em>: gaya hidup; literasi keuangan; mahasiswa; pengendalian diri; perilaku konsumtif</em></p> 2026-10-18T09:41:07+07:00 Copyright (c) 2026 EDUNOMIA: Jurnal Ilmiah Pendidikan Ekonomi https://scholar.ummetro.ac.id/index.php/edunomia/article/view/12294 SELF-EFFICACY LINKING TEACHING PROFESSION PERCEPTIONS AND MOTIVATION TO TEACHING INTEREST AMONG KUPANG STUDENTS 2026-11-02T08:37:23+07:00 Selcha Anisa Desembly Selly [email protected] Maria Fintilia Keron [email protected] Thanisya Rambu Roku [email protected] Antonio Dos Santos Gaio [email protected] Jesen Leobisa [email protected] Retno Hernawati [email protected] <p><strong>ABSTRACT </strong></p> <p>One of the major concerns in the education sector is the declining interest among students in Faculties of Education in pursuing teaching careers. This interest is influenced by various factors, including perceptions of the teaching profession, individual motivation, and self-efficacy. This <strong>study aims</strong> to examine the mediating effect of self-efficacy on the relationships between perceptions of the teaching profession, motivation, and interest in becoming a teacher. This study <strong>employed </strong>a quantitative approach using path analysis and the Sobel test to examine the relationships among variables. A total of 120 participants were selected through incidental sampling. Data were collected using questionnaires that had undergone validity and reliability testing. The <strong>results</strong> revealed that perceptions of the teaching profession, motivation, and self-efficacy had positive and statistically significant effects on interest in becoming a teacher. Furthermore, self-efficacy significantly mediated the relationships between perceptions of the teaching profession and interest in becoming a teacher, as well as between motivation and interest in becoming a teacher. This study <strong>concludes</strong> that positive perceptions of the teaching profession and higher motivation can enhance students' self-efficacy, which subsequently strengthens their interest in pursuing teaching careers. This study <strong>contributes</strong> empirical evidence on the mediating role of self-efficacy and provides a foundation for developing educational strategies to increase students' interest in pursuing teaching careers.</p> <p><strong>Keywords</strong>: motivation; perception of teaching profession; self-efficacy; teacher career interests</p> <p><strong><em>ABSTRAK</em></strong></p> <p><em>Salah satu kekhawatiran yang menonjol di sektor pendidikan adalah menurunnya minat mahasiswa di Fakultas Pendidikan untuk meniti karier sebagai pengajar. Tingkat minat ini dipengaruhi oleh berbagai faktor, antara lain persepsi terhadap profesi guru, motivasi individu, dan tingkat efikasi diri. Penelitian ini <strong>bertujuan</strong> untuk mengkaji efek mediasi efikasi diri terhadap hubungan antara persepsi mengenai profesi guru, motivasi, dan minat seseorang untuk menjadi pengajar. <strong>Metode </strong>penelitian kuantitatif digunakan dengan menerapkan analisis jalur (path analysis) dan uji Sobel untuk menganalisis keterkaitan antarvariabel tersebut secara cermat. Studi ini melibatkan 120 partisipan yang dipilih menggunakan teknik pengambilan sampel insidental (incidental sampling). Data dikumpulkan melalui kuesioner yang telah melalui proses validasi dan uji reliabilitas yang ketat. <strong>Hasil penelitian</strong> menunjukkan bahwa persepsi terhadap profesi guru, motivasi, dan efikasi diri memiliki pengaruh positif yang signifikan secara statistik terhadap minat untuk menjadi guru. Selain itu, ditemukan bahwa efikasi diri berperan penting dalam memediasi hubungan antara persepsi terhadap profesi guru serta motivasi dengan minat seseorang untuk berkecimpung dalam dunia pengajaran. <strong>Kesimpulan</strong> penelitian ini mengindikasikan bahwa persepsi positif terhadap bidang keguruan dan motivasi yang tinggi dapat meningkatkan efikasi diri, yang pada gilirannya menumbuhkan minat yang lebih besar untuk meniti karier di dunia pendidikan. Penelitian ini memberikan <strong>kontribusi</strong> empiris dalam menjelaskan peran efikasi diri sebagai mekanisme mediasi serta menjadi dasar pengembangan strategi pendidikan yang dapat meningkatkan minat mahasiswa untuk berkarier sebagai guru.</em></p> <p><strong><em>Kata kunci</em></strong><em>: motivasi; persepsi terhadap profesi guru; efikasi diri; minat karier sebagai guru</em></p> <p>&nbsp;</p> 2026-10-18T19:54:46+07:00 Copyright (c) 2026 EDUNOMIA: Jurnal Ilmiah Pendidikan Ekonomi https://scholar.ummetro.ac.id/index.php/edunomia/article/view/12337 ACADEMIC ENGAGEMENT OF KIP-K SCHOLARSHIP RECIPIENTS IN UNIPMA'S ECONOMIC EDUCATION 2026-11-02T08:37:24+07:00 Devira Chessa Alvindra [email protected] Ninik Srijani [email protected] Ramadhan Prasetya Wibawa [email protected] <p><strong>ABSTRACT </strong></p> <p>High tuition costs often hinder underprivileged students from accessing higher education, making the KIP-K scholarship a vital macro-level intervention. However, performance contracts create distinct academic pressures that dictate how recipients engage in their studies. This <strong>study aims</strong> to analyze the multidimensional academic engagement configurations of student recipients of the KIP-K scholarship in the Economic Education Study Program at UNIPMA, alongside its driving factors, barriers, and challenges. <strong>Methode, </strong>utilizing a qualitative approach with Creswell’s phenomenological design, informants were selected through purposive sampling, consisting of 13 active KIP-K scholarship students, 3 faculty lecturers, and 1 representative from the Student Affairs Bureau. Data were analyzed inductively using the Miles and Huberman framework. <strong>Finding, </strong>the results indicated that students internalize the scholarship as a profound moral obligation that activates their holistic engagement. Behavioral engagement is manifested through stable class attendance and proactive organization participation, emotional engagement is reflected in channeling grading anxieties into positive coping mechanisms, while cognitive engagement is demonstrated through independent self-regulated learning strategies. Strict university regulations and family poverty serve as key drivers, whereas physical exhaustion and tech limitations are successfully bypassed through campus resource access. <strong>Conclusion, </strong>the essence of their lived experiences is a moral responsibility-based learning struggle that fosters high academic resilience. <strong>Contribution, </strong>this research contributes an academic engagement qualitative model driven by institutional performance contracts, shifting the perspective of scholarship evaluation from mere administrative compliance to an internal catalyst for learner grit and academic resilience.</p> <p><strong>Keywords</strong>: <em>academic engagement; economic education; KIP-K scholarship; phenomenology</em></p> <p><strong><em>ABSTRAK</em></strong></p> <p><em>Tingginya biaya pendidikan sering kali menghambat akses masyarakat kurang mampu menuju perguruan tinggi, sehingga program KIP-K hadir sebagai bentuk intervensi makro pemerintah yang sangat krusial. Namun, adanya kontrak kinerja ketat melahirkan dinamika tekanan akademik tersendiri bagi penerimanya. Penelitian ini <strong>bertujuan</strong> untuk menganalisis konfigurasi keterlibatan akademik (academic engagement) multidimensi mahasiswa penerima beasiswa KIP-K pada Program Studi Pendidikan Ekonomi UNIPMA, beserta faktor pendorong, penghambat, dan tantangannya. <strong>Metode, </strong>menggunakan pendekatan kualitatif dengan rancangan fenomenologi Creswell, informan dipilih secara purposive sampling yang terdiri dari 13 mahasiswa aktif penerima KIP-K, 3 dosen prodi, dan 1 perwakilan Biro Kemahasiswaan. Analisis data dilakukan secara induktif menggunakan model Miles dan Huberman. <strong>Hasil</strong> penelitian menunjukkan bahwa mahasiswa menginternalisasi beasiswa sebagai mandat moral besar yang mengaktifkan keterlibatan mereka secara holistik. Keterlibatan perilaku ditunjukkan lewat stabilitas kehadiran dan keaktifan berorganisasi, keterlibatan emosional tecermin dari pengelolaan kecemasan nilai menjadi koping positif, sedangkan keterlibatan kognitif diwujudkan melalui strategi belajar mandiri. Regulasi institusi dan kemiskinan keluarga menjadi pendorong utama, sementara hambatan fisik dan keterbatasan gawai dimitigasi melalui fasilitas kampus. <strong>Kesimpulan, </strong>esensi pengalaman hidup mereka adalah perjuangan belajar berbasis tanggung jawab moral yang melahirkan resiliensi akademik tinggi. <strong>Kontribusi </strong>penelitian ini berkontribusi memberikan pemodelan kualitatif mengenai keterlibatan akademik yang dipicu kontrak kinerja, mengubah paradigma beasiswa dari sekadar kepatuhan administrasi menjadi katalis internal ketangguhan belajar mahasiswa.</em></p> <p><strong><em>Kata kunci</em></strong><em>: </em><em>beasiswa KIP-K; fenomenologi; keterlibatan akademik; pendidikan ekonomi</em></p> 2026-10-18T20:03:04+07:00 Copyright (c) 2026 EDUNOMIA: Jurnal Ilmiah Pendidikan Ekonomi https://scholar.ummetro.ac.id/index.php/edunomia/article/view/12423 IMPACT OF E-COMMERCE SHOPPING TRENDS ON CONSUMER VISITS TO BABADAN MARKET MADIUN REGENCY 2026-11-02T08:37:25+07:00 Hanif Sa'adah [email protected] Ninik Srijani [email protected] Maretha Berlianantiya [email protected] Ramadhan Prasetya Wibawa [email protected] <p><strong>ABSTRACT </strong></p> <p>The rapid growth of e-commerce has transformed consumer shopping behavior, making it essential to examine its implications for traditional market visits and identify strategies to maintain their competitiveness and sustainability in the digital era. <strong>Purpose:</strong> This study aims to explore the impact of e-commerce shopping trends on consumer visits to Babadan Market, Madiun Regency, by examining changes in consumers' shopping preferences and the factors influencing their decisions to visit traditional markets. <strong>Method:</strong> This study employed a qualitative case study approach. Informants consisted of traders, consumers, and officials from the Madiun Regency Trade Office selected through purposive sampling. Data were collected through observations, in-depth interviews, and documentation, and analyzed using data condensation, data display, and conclusion drawing. <strong>Findings:</strong> The findings suggest that, according to the informants, e-commerce shopping trends have contributed to changes in consumers' shopping preferences, reflected in declining consumer visits to Babadan Market. Consumers preferred online shopping because of its convenience, competitive prices, wider product variety, and attractive promotions. However, traditional markets remain important, particularly for fresh products requiring direct quality assessment. Consumer visits were influenced by price, location, product availability, and service quality. <strong>Conclusion:</strong> The decline in consumer visits reflects changing shopping preferences rather than the complete replacement of traditional markets by e-commerce. <strong>Research Contribution:</strong> This study contributes to the literature by explaining how e-commerce shopping trends reshape consumer shopping preferences and influence visits to traditional markets. The findings also offer practical recommendations to strengthen the competitiveness and sustainability of traditional markets in the digital era.</p> <p><strong>Keywords:</strong> consumer visits; e-commerce; traditional markets</p> <p><strong><em>ABSTRAK</em></strong></p> <p><em>Pesatnya perkembangan e-commerce telah mengubah perilaku belanja konsumen sehingga penting untuk mengkaji dampaknya terhadap kunjungan konsumen ke pasar tradisional serta mengidentifikasi strategi untuk mempertahankan daya saing dan keberlanjutan pasar tradisional di era digital. </em><strong><em>Tujuan p</em></strong><em>enelitian ini untuk mengeksplorasi dampak tren belanja e-commerce terhadap kunjungan konsumen ke Pasar Babadan, Kabupaten Madiun, dengan mengkaji perubahan preferensi belanja konsumen serta faktor-faktor yang memengaruhi keputusan mereka untuk berkunjung ke pasar tradisional. </em><strong><em>Metode </em></strong><em>p</em><em>enelitian ini menggunakan pendekatan studi kasus kualitatif. Informan penelitian terdiri atas pedagang, konsumen, dan pejabat Dinas Perdagangan Kabupaten Madiun yang dipilih menggunakan teknik purposive sampling. Data dikumpulkan melalui observasi, wawancara mendalam, dan dokumentasi, kemudian dianalisis menggunakan teknik kondensasi data, penyajian data, serta penarikan kesimpulan. <strong>Temuan </strong>hasil penelitian menunjukkan bahwa, menurut para informan, tren belanja e-commerce telah berkontribusi terhadap perubahan preferensi belanja konsumen yang tercermin dari menurunnya kunjungan konsumen ke Pasar Babadan. Konsumen lebih memilih berbelanja secara daring karena menawarkan kemudahan, harga yang kompetitif, ragam produk yang lebih luas, serta promosi yang menarik. Namun demikian, pasar tradisional tetap memiliki peran penting, terutama untuk produk segar yang memerlukan penilaian kualitas secara langsung. Kunjungan konsumen dipengaruhi oleh harga, lokasi, ketersediaan produk, dan kualitas pelayanan. <strong>Simpulan, </strong>penurunan kunjungan konsumen mencerminkan perubahan preferensi belanja, bukan tergantikannya peran pasar tradisional secara sepenuhnya oleh e-commerce. Penelitian ini <strong>berkontribusi</strong> pada pengembangan literatur dengan menjelaskan bagaimana tren belanja e-commerce membentuk kembali preferensi belanja konsumen dan memengaruhi kunjungan ke pasar tradisional. Hasil penelitian ini juga memberikan rekomendasi praktis untuk memperkuat daya saing dan keberlanjutan pasar tradisional di era digital.</em></p> <p><strong><em>Kata kunci:</em></strong><em> consumer visits; e-commerce; pasar tradisional</em></p> 2026-10-18T20:15:32+07:00 Copyright (c) 2026 EDUNOMIA: Jurnal Ilmiah Pendidikan Ekonomi https://scholar.ummetro.ac.id/index.php/edunomia/article/view/12437 ONLINE SHOPPING EFFICIENCY IN SHOPEE MARKETPLACE, PERCEPTIONS OF FKIP UNIPMA STUDENTS 2026-11-02T08:37:26+07:00 Sur Indah Setyo Rini [email protected] Ninik Srijani [email protected] Novita Erliana Sari [email protected] <p><strong>ABSTRACT </strong></p> <p>The digital economy expansion has radically altered consumer behaviors, driving higher education students to continuously seek cost and resource optimization amidst limited academic budgets. However, existing literature frequently overlooks how micro-demographics dynamically coordinate digital architecture to balance limited resources, creating a critical empirical gap regarding micro-level platform utility. This <strong>study aims</strong> to determine the understanding of students of the Faculty of Teacher Training and Education (FKIP), Universitas PGRI Madiun regarding online shopping efficiency in Shopee, the influencing factors, student experiences in utilizing supportive features, level of satisfaction, perceptions of security and convenience, as well as the obstacles faced. <strong>Method </strong>uses a descriptive qualitative approach. Primary data was collected via semi-structured interviews with 15 core student informants selected through purposive sampling across 15 distinct study programs. Secondary data was supported by a preliminary survey baseline of 194 participants. Data validity was tested using source, method, and time triangulation, followed by interactive inductive analysis. The <strong>results</strong> showed that students perceive online shopping efficiency as an optimized practical routine that minimizes time, cost, and energy expenditures. Efficiency is structurally driven by competitive pricing, promotional density, payment flexibility, and platform features (Shopee Live, ShopeePay, QRIS, and Shopee Coins) that minimize operational barriers. Transaction security mechanisms (biometrics, cryptography, and the Shopee Guarantee framework) successfully cultivate high transactional trust and student satisfaction. <strong>Conclusion</strong>, students' digital consumption behavior explicitly confirms the main premises of the Technology Acceptance Model (TAM), where elevated dimensions of perceived usefulness and ease of use mitigate common platform-level friction like delivery delays and item discrepancies. This study <strong>contributes</strong> to the advancement of educational technology and digital consumer behavior literature by providing a contextual framework on how tech-driven marketplaces reduce resource transaction costs within higher education ecosystems.</p> <p><strong>Keywords:</strong> efficiency; marketplace shopee; online shopping; students</p> <p><strong><em>ABSTRAK</em></strong></p> <p><em>Ekspansi ekonomi digital telah mengubah perilaku konsumen secara radikal, mendorong mahasiswa perguruan tinggi untuk terus mencari optimalisasi biaya dan sumber daya di tengah keterbatasan anggaran akademik. Namun, literatur yang ada seringkali mengabaikan bagaimana kelompok mikro-demografis secara dinamis mengoordinasikan arsitektur digital untuk menyeimbangkan keterbatasan sumber daya mereka, sehingga menciptakan kesenjangan empiris yang nyata terkait utilitas platform di tingkat mikro. Penelitian ini <strong>bertujuan</strong> untuk mengetahui pemahaman mahasiswa Fakultas Keguruan dan Ilmu Pendidikan (FKIP) Universitas PGRI Madiun mengenai efisiensi belanja online di Shopee, faktor-faktor yang mempengaruhi, pengalaman mahasiswa dalam memanfaatkan fitur pendukung, tingkat kepuasan, persepsi keamanan dan kenyamanan, serta hambatan yang dihadapi. <strong>Metode</strong> penelitian ini menggunakan pendekatan kualitatif deskriptif. Data primer dikumpulkan melalui wawancara semi-terstruktur terhadap 15 informan inti mahasiswa yang dipilih melalui teknik purposive sampling dari 15 program studi berbeda. Data sekunder didukung oleh survei pendahuluan terhadap 194 partisipan. Validitas data diuji melalui triangulasi sumber, metode, dan waktu, dilanjutkan dengan analisis induktif interaktif. <strong>Hasil penelitian</strong> menunjukkan bahwa mahasiswa memaknai efisiensi belanja online sebagai rutinitas praktis yang bermanfaat untuk meminimalkan pengeluaran waktu, biaya, dan energi. Efisiensi secara struktural didorong oleh harga kompetitif, densitas promosi, fleksibilitas pembayaran, serta fitur platform (Shopee Live, ShopeePay, QRIS, dan Shopee Coins) yang mereduksi batasan operasional. Mekanisme keamanan transaksi (biometrik, kriptografi, dan kerangka Shopee Garansi) berhasil membangun kepercayaan transaksional yang tinggi dan kepuasan mahasiswa. <strong>Kesimpulan, </strong>perilaku konsumsi digital mahasiswa secara eksplisit mengonfirmasi premis utama Technology Acceptance Model (TAM), di mana dimensi persepsi kegunaan dan kemudahan penggunaan yang tinggi mampu memitigasi hambatan logistik seperti keterlambatan pengiriman dan ketidaksesuaian barang. Penelitian ini <strong>berkontribusi</strong> pada pengembangan literatur teknologi pendidikan dan perilaku konsumen digital dengan menyediakan kerangka kontekstual tentang bagaimana pasar berbasis teknologi mengurangi biaya transaksi sumber daya dalam ekosistem pendidikan tinggi<strong>.</strong></em></p> <p><strong><em>Kata kunci:</em></strong><em> belanja online; efisiensi; mahasiswa; marketplace shopee</em></p> 2026-10-18T20:27:22+07:00 Copyright (c) 2026 EDUNOMIA: Jurnal Ilmiah Pendidikan Ekonomi https://scholar.ummetro.ac.id/index.php/edunomia/article/view/12447 DIGITAL FINANCIAL LITERACY AND TEACHER’S RETIREMENT PLANNING 2026-11-02T08:37:28+07:00 Enjelita Noraeni [email protected] Muhammad Sabandi [email protected] <p><strong>ABSTRACT </strong></p> <p>Retirement planning has become an increasingly important issue amid population aging and the relatively low level of financial preparedness for retirement, including among senior high school teachers. The development of digital financial services provides opportunities for individuals to improve their financial preparedness through digital financial management and saving practices. This <strong>study aims</strong> to examine the effect of digital financial literacy on retirement planning among senior high school teachers, with digital saving behavior serving as a mediating variable. A <strong>quantitative approach</strong> was employed, involving 200 teachers from public and private senior high schools in Surakarta, Indonesia, selected through purposive sampling. Instrument validity was assessed using convergent and discriminant validity, while reliability was evaluated using Cronbach’s alpha and composite reliability. Data were analyzed using descriptive statistics and Partial Least Squares Structural Equation Modeling (PLS-SEM) with SmartPLS 4. <strong>The findings</strong> reveal that digital financial literacy has a positive and significant effect on retirement planning (p &lt; 0.001) and digital saving behavior (p &lt; 0.001). Digital saving behavior also has a positive and significant effect on retirement planning (p &lt; 0.001) and partially mediates the relationship between digital financial literacy and retirement planning (p &lt; 0.05). <strong>Conclusion</strong>, indicate that digital financial literacy contributes to retirement planning both directly and indirectly by encouraging digital saving behavior. This study <strong>contributes</strong> to the behavioral finance literature by providing empirical evidence of the mediating role of digital saving behavior in the relationship between digital financial literacy and retirement planning, particularly in the context of senior high school teachers.</p> <p><strong>Keywords</strong>: digital financial literacy; digital saving behavior; retirement planning</p> <p><strong><em>ABSTRAK</em></strong></p> <p><em>Perencanaan pensiun menjadi isu penting seiring dengan meningkatnya populasi lanjut usia dan masih rendahnya kesiapan finansial individu dalam menghadapi masa pensiun, termasuk di kalangan guru sekolah menengah atas. Perkembangan layanan keuangan digital memberikan peluang bagi individu untuk meningkatkan kesiapan finansial melalui pengelolaan keuangan dan perilaku menabung berbasis digital. Penelitian ini <strong>bertujuan</strong> menganalisis pengaruh literasi keuangan digital terhadap perencanaan pensiun guru sekolah menengah atas dengan perilaku menabung digital sebagai variabel mediasi. Penelitian menggunakan <strong>pendekatan kuantitatif</strong> dengan melibatkan 200 guru sekolah menengah atas negeri dan swasta di Kota Surakarta yang dipilih melalui teknik purposive sampling. Validitas instrumen diuji melalui convergent validity dan discriminant validity, sedangkan reliabilitas diuji menggunakan Cronbach’s alpha dan composite reliabiliti. Data dianalisis menggunakan statistik deskriptif dan Partial Least Squares-Structural Equation Modeling (PLS-SEM) dengan bantuan SmartPLS 4. <strong>Hasil penelitian</strong> menunjukkan bahwa literasi keuangan digital berpengaruh positif dan signifikan terhadap perencanaan pensiun (p &lt; 0,001) dan perilaku menabung digital (p &lt; 0,001). Perilaku menabung digital juga berpengaruh positif dan signifikan terhadap perencanaan pensiun (p &lt; 0,001) serta memediasi secara parsial pengaruh literasi keuangan digital terhadap perencanaan pensiun (p &lt; 0,05). <strong>Kesimpulan</strong>, menunjukkan bahwa peningkatan literasi keuangan digital dapat mendukung perencanaan pensiun guru, baik secara langsung maupun melalui penguatan perilaku menabung digital. Penelitian ini <strong>berkontribusi </strong>pada pengembangan kajian behavioral finance dengan memberikan bukti empiris mengenai peran perilaku menabung digital sebagai mekanisme mediasi yang menghubungkan literasi keuangan digital dengan perencanaan pensiun, khususnya pada guru sekolah menengah atas.</em></p> <p><strong><em>Kata kunci</em></strong><em>: literasi keuangan digital; perencanaan pension; perilaku menabung digital</em></p> 2026-10-19T08:07:04+07:00 Copyright (c) 2026 EDUNOMIA: Jurnal Ilmiah Pendidikan Ekonomi https://scholar.ummetro.ac.id/index.php/edunomia/article/view/12481 GREEN ENTREPRENEURIAL ORIENTATION LINKS ENTREPRENEURIAL EDUCATION AND ALTRUISM TO GREEN ENTREPRENEURIAL INTENTION IN CENTRAL JAVA 2026-11-02T08:37:29+07:00 Amelia Wanda Dhabitah [email protected] Dewi Kusuma Wardani [email protected] Feri Setyowibowo [email protected] <p><strong>ABSTRACT</strong></p> <p>The growing urgency of environmental sustainability highlights the need to encourage green entrepreneurship among university students. However, translating entrepreneurial education and altruistic values into green entrepreneurial intention remains a challenge, particularly in understanding the role of individual entrepreneurial orientations. This <strong>study examines</strong> the effects of entrepreneurial education and altruism on green entrepreneurial intention, with green entrepreneurial orientation as a mediating variable among Economics Education students in Central Java, Indonesia. <strong>A quantitative explanatory</strong> survey was conducted involving 213 undergraduate students from Universitas Sebelas Maret and Universitas Negeri Semarang, selected through purposive sampling after completing entrepreneurship courses. Data were collected using a structured questionnaire and analyzed using Partial Least Squares Structural Equation Modeling (PLS-SEM) with SmartPLS 4. <strong>The findings</strong> indicate that entrepreneurial education and altruism positively and significantly influence green entrepreneurial orientation and green entrepreneurial intention. Green entrepreneurial orientation demonstrates the strongest effect on green entrepreneurial intention (β = 0.610; p &lt; 0.001) and partially mediates the effects of entrepreneurial education and altruism. These findings suggest that innovative, proactive, and risk-taking orientations strengthen the translation of educational experiences and altruistic values into green entrepreneurial intention. The study <strong>concludes</strong> that strengthening green entrepreneurial orientation is essential for fostering sustainable entrepreneurial intentions. This study <strong>contributes</strong> to the green entrepreneurship literature by identifying green entrepreneurial orientation as a mediating mechanism, extending the application of Social Cognitive Theory, and providing empirical insights for developing sustainability-oriented entrepreneurship education in higher education.</p> <p><strong>Keywords</strong>: altruism; entrepreneurial education; green entrepreneurial intention; green entrepreneurial orientation; social cognitive theory</p> <p><strong>&nbsp;</strong></p> <p><strong><em>ABSTRAK</em></strong></p> <p><em>Meningkatnya urgensi keberlanjutan lingkungan mendorong pentingnya pengembangan kewirausahaan hijau di kalangan mahasiswa. Namun, penerjemahan pendidikan kewirausahaan dan nilai-nilai altruisme menjadi intensi berwirausaha hijau masih menghadapi tantangan, khususnya dalam memahami peran orientasi kewirausahaan individu. Penelitian ini <strong>bertujuan</strong> menganalisis pengaruh pendidikan kewirausahaan dan altruisme terhadap intensi berwirausaha hijau dengan orientasi kewirausahaan hijau sebagai variabel mediasi pada mahasiswa Pendidikan Ekonomi di Jawa Tengah, Indonesia. Penelitian menggunakan <strong>pendekatan kuantitatif</strong> dengan desain survei eksplanatori yang melibatkan 213 mahasiswa Universitas Sebelas Maret dan Universitas Negeri Semarang. Responden dipilih melalui teknik purposive sampling dengan kriteria telah menyelesaikan mata kuliah kewirausahaan. Data dikumpulkan menggunakan kuesioner terstruktur dan dianalisis melalui Partial Least Squares Structural Equation Modeling (PLS-SEM) dengan bantuan SmartPLS 4. <strong>Hasil penelitian</strong> menunjukkan bahwa pendidikan kewirausahaan dan altruisme berpengaruh positif dan signifikan terhadap orientasi kewirausahaan hijau dan intensi berwirausaha hijau. Orientasi kewirausahaan hijau memiliki pengaruh paling kuat terhadap intensi berwirausaha hijau (β = 0,610; p &lt; 0,001) serta memediasi secara parsial pengaruh pendidikan kewirausahaan dan altruisme terhadap intensi berwirausaha hijau. Temuan lain, menunjukkan bahwa orientasi inovatif, proaktif, dan keberanian mengambil risiko memperkuat penerjemahan pengalaman pendidikan dan nilai-nilai altruisme menjadi intensi berwirausaha hijau. Penelitian ini <strong>menyimpulkan </strong>bahwa penguatan orientasi kewirausahaan hijau merupakan faktor penting dalam mendorong intensi berwirausaha berkelanjutan. Penelitian ini <strong>berkontribusi</strong> pada pengembangan literatur kewirausahaan hijau dengan mengidentifikasi orientasi kewirausahaan hijau sebagai mekanisme mediasi, memperluas penerapan Teori Kognitif Sosial, serta memberikan dasar empiris bagi pengembangan pendidikan kewirausahaan berorientasi keberlanjutan di perguruan tinggi.</em></p> <p><strong><em>Kata kunci</em></strong><em>: altruisme; niat kewirausahaan hijau; orientasi kewirausahaan hijau; pendidikan kewirausahaan; teori kognitif sosial</em></p> 2026-10-19T00:00:00+07:00 Copyright (c) 2026 EDUNOMIA: Jurnal Ilmiah Pendidikan Ekonomi https://scholar.ummetro.ac.id/index.php/edunomia/article/view/12519 EFFECTS OF SOCIAL ENVIRONMENT AND RISK PERCEPTION ON ENTREPRENEURIAL INTENTION AMONG MARKETING VOCATIONAL HIGH SCHOOL STUDENTS 2026-11-02T08:37:30+07:00 Novia Fatikhah Sari [email protected] Khresna Bayu Sangka [email protected] <p><strong>ABSTRACT</strong></p> <p>Entrepreneurship is a major objective of vocational education in Indonesia. However, many vocational high school graduates still prefer salaried employment to establishing their own businesses, indicating that entrepreneurial intention among vocational students remains relatively limited. This <strong>study aim</strong> examined the effects of social environment and risk perception on entrepreneurial intention among marketing students enrolled in public vocational high schools in Surakarta. <strong>A quantitative correlational approach</strong> was employed using questionnaire data collected from October 2025 to July 2026 involving 268 marketing vocational students selected through proportional random sampling from a population of 813 students. The data were analyzed using multiple linear regression after descriptive statistics and regression assumption tests had been conducted. The <strong>findings</strong> showed that both social environment and risk perception had positive and statistically significant effects on entrepreneurial intention. Social environment demonstrated the stronger contribution (β = 0.457, p &lt; 0.001), followed by risk perception (β = 0.341, p &lt; 0.001). Together, both variables explained 53.7% of the variance in entrepreneurial intention (Adjusted R² = 0.537; F = 155.577, p &lt; 0.001). These <strong>conclude </strong>reinforce the Theory of Planned Behavior by demonstrating that subjective norms, represented by social environment, and perceived behavioral control, represented by risk perception, jointly shape entrepreneurial intention among vocational students. The study also provides practical <strong>implications </strong>for strengthening entrepreneurship education and creating supportive learning environments that encourage entrepreneurial careers.</p> <p><strong>Keywords</strong>: entrepreneurial intention; risk perception; social environment risk; theory of planned behavior; vocational high school student.</p> <p><strong><em>ABSTRAK</em></strong></p> <p><em>Kewirausahaan merupakan salah satu tujuan utama pendidikan vokasi di Indonesia. Namun, banyak lulusan Sekolah Menengah Kejuruan (SMK) masih lebih memilih bekerja sebagai karyawan dibandingkan membangun usaha sendiri, yang menunjukkan bahwa minat berwirausaha di kalangan siswa SMK masih relatif terbatas. Penelitian ini <strong>bertujuan</strong> menganalisis pengaruh lingkungan sosial dan persepsi risiko terhadap minat berwirausaha siswa jurusan Pemasaran di SMK Negeri Kota Surakarta. Penelitian menggunakan <strong>pendekatan kuantitatif</strong> dengan desain korelasional. Pengumpulan data dilakukan pada periode Oktober 2025 hingga Juli 2026 melalui penyebaran kuesioner kepada 268 siswa yang dipilih menggunakan teknik proportional random sampling dari total populasi sebanyak 813 siswa. Data dianalisis menggunakan regresi linear berganda setelah melalui analisis statistik deskriptif dan uji prasyarat regresi. <strong>Hasil penelitian</strong> menunjukkan bahwa lingkungan sosial dan persepsi risiko berpengaruh positif dan signifikan terhadap minat berwirausaha. Lingkungan sosial memberikan kontribusi yang lebih besar (β = 0,457; p &lt; 0,001) dibandingkan persepsi risiko (β = 0,341; p &lt; 0,001). Secara simultan, kedua variabel mampu menjelaskan 53,7% variasi minat berwirausaha (Adjusted R² = 0,537; F = 155,577; p &lt; 0,001). <strong>Kesimpulan</strong> penelitian ini, memperkuat penerapan Theory of Planned Behavior dengan menunjukkan bahwa norma subjektif yang direpresentasikan oleh lingkungan sosial dan perceived behavioral control yang direpresentasikan oleh persepsi risiko secara bersama-sama membentuk minat berwirausaha siswa SMK. Penelitian ini juga memberikan <strong>implikasi</strong> praktis bagi penguatan pendidikan kewirausahaan dan penciptaan lingkungan belajar yang lebih mendukung pengembangan karier wirausaha.</em></p> <p><strong><em>Kata kunci</em></strong><em>: lingkungan sosial; minat berwirausaha; persepsi risiko; siswa sekolah menengah kejuruan; </em>theory of planned behavior</p> 2026-10-19T08:47:27+07:00 Copyright (c) 2026 EDUNOMIA: Jurnal Ilmiah Pendidikan Ekonomi https://scholar.ummetro.ac.id/index.php/edunomia/article/view/12520 The SELF-EFFICACY, LOCUS OF CONTROL, AND PROCRASTINATION ON ECONOMICS STUDENTS' ACADEMIC CHEATING IN SURAKARTA 2026-11-02T08:37:31+07:00 Agasta Veda Bhayangkara [email protected] Kresna Bayu Sangka [email protected] <p><strong>ABSTRACT</strong></p> <p>Academic cheating remains a significant challenge to educational integrity, particularly in high school economics education, where academic pressure may encourage students to engage in dishonest practices. Understanding the psychological and behavioral factors underlying academic cheating is essential for developing effective prevention strategies. Grounded in Social Cognitive Theory, this study <strong>aims</strong> to examine the individual and simultaneous effects of self-efficacy, external locus of control, and academic procrastination on academic cheating among high school students in Surakarta, Indonesia. This study <strong>employed a quantitative</strong> approach with an explanatory research design involving 373 tenth- and eleventh-grade students from four public high schools selected through cluster sampling. Data were collected using structured Likert-scale questionnaires and analyzed using multiple linear regression. The <strong>findings</strong> reveal that self-efficacy has a significant negative effect on academic cheating, whereas external locus of control and academic procrastination have significant positive effects. These findings indicate that academic cheating is influenced by multiple psychological and behavioral factors, particularly students' confidence in their academic abilities, tendency to attribute outcomes to external circumstances, and difficulties in managing academic responsibilities. The study <strong>concludes</strong> that strengthening self-efficacy, promoting personal responsibility, and improving students' self-regulation are essential for reducing academic dishonesty. This study <strong>contributes </strong>to the application of Social Cognitive Theory in secondary economics education by providing empirical evidence of the factors associated with academic cheating and offering practical implications for developing integrated prevention strategies through mastery-oriented assignments, structured deadlines, and consistent academic supervision.</p> <p><strong>Keywords</strong>: academic dishonesty; external locus of control; procrastination; self-efficacy</p> <p><strong><em>ABSTRAK</em></strong></p> <p><em>Kecurangan akademik masih menjadi tantangan serius bagi integritas pendidikan, khususnya dalam pembelajaran ekonomi di sekolah menengah atas, ketika tekanan akademik dapat mendorong siswa melakukan tindakan tidak jujur. Pemahaman terhadap faktor psikologis dan perilaku yang memengaruhi kecurangan akademik diperlukan untuk mengembangkan strategi pencegahan yang efektif. Berlandaskan Teori Kognitif Sosial, penelitian ini <strong>bertujuan</strong> menganalisis pengaruh efikasi diri, lokus kendali eksternal, dan prokrastinasi akademik secara parsial maupun simultan terhadap perilaku mencontek siswa SMA di Surakarta. Penelitian menggunakan <strong>pendekatan kuantitatif</strong> dengan melibatkan 373 siswa kelas X dan XI dari empat SMA negeri yang dipilih melalui teknik cluster sampling. Data dikumpulkan menggunakan kuesioner terstruktur dan dianalisis melalui regresi linear berganda dengan bantuan IBM SPSS 25. <strong>Hasil penelitian</strong> menunjukkan bahwa efikasi diri berpengaruh negatif dan signifikan terhadap kecurangan akademik, sedangkan lokus kendali eksternal dan prokrastinasi akademik berpengaruh positif dan signifikan. Secara simultan, ketiga variabel tersebut berpengaruh signifikan terhadap kecurangan akademik. Temuan ini mengindikasikan bahwa perilaku mencontek berkaitan dengan rendahnya keyakinan terhadap kemampuan akademik, kecenderungan mengatribusikan hasil belajar pada faktor eksternal, dan lemahnya regulasi diri dalam menyelesaikan tugas akademik. Penelitian ini <strong>menyimpulkan</strong> bahwa peningkatan efikasi diri, penguatan tanggung jawab pribadi, dan pengembangan kemampuan regulasi diri diperlukan untuk mengurangi kecurangan akademik. Penelitian ini <strong>berkontribusi</strong> pada pengembangan kajian Teori Kognitif Sosial dalam pendidikan menengah dengan memberikan bukti empiris mengenai faktor-faktor yang memengaruhi kecurangan akademik serta menjadi dasar pengembangan strategi pencegahan melalui tugas berorientasi penguasaan materi, tenggat waktu bertahap, dan pengawasan akademik yang konsisten.</em></p> <p><strong><em>Kata kunci</em></strong><em>: efikasi diri; external locus of control; kecurangan akademik, prokrastinasi</em></p> 2026-10-19T09:02:09+07:00 Copyright (c) 2026 EDUNOMIA: Jurnal Ilmiah Pendidikan Ekonomi https://scholar.ummetro.ac.id/index.php/edunomia/article/view/12540 THE EFFECT OF LIFESTYLE ON THE INTENSITY OF PAYLATER USE, MEDIATED BY FOMO AMONG STUDENTS 2026-11-02T08:37:32+07:00 Delia Dwi Hafsari [email protected] Aan Anisah [email protected] Nurul Senja Wiraning Fury [email protected] <p><strong>ABSTRACT</strong></p> <p>The rapid development of financial technology (fintech) has increased the popularity of Paylater services among Generation Z. However, easy access to digital financing has raised concerns about consumptive lifestyles and the Fear of Missing Out (FoMO), which may influence students’ financial decisions. This <strong>study aims</strong> to examine the direct and indirect effects of lifestyle on Paylater usage frequency among Generation Z university students, with FoMO serving as a mediating variable. <strong>A quantitative approach</strong> with a causal-associative research design was employed, involving 87 Shopee Paylater users from Universitas Swadaya Gunung Jati (UGJ), Cirebon, Indonesia. Respondents were selected using proportionate stratified random sampling based on the Slovin formula. Data were collected through questionnaires and analyzed using path analysis with SPSS. The findings reveal that lifestyle has a positive and significant effect on FoMO and directly influences Paylater usage frequency. Conversely, FoMO does not have a significant positive effect on Paylater usage. The coefficient of determination (R²) for the second model indicates that the variables explain 42.9% of the variance in Paylater usage, while the remaining 57.1% is attributable to factors outside the model. These<strong> findings</strong> suggest that lifestyle plays a more dominant role than FoMO in explaining students’ digital financing behavior. The study <strong>concludes </strong>that controlling consumptive behavior and strengthening digital financial literacy are essential for promoting responsible financial decisions. This study <strong>contributes </strong>to the economics education literature by providing empirical evidence of the relationships among lifestyle, psychological factors, and digital financial behavior among Generation Z.</p> <p><strong>Keywords</strong>: fomo; generation z; lifestyle; paylater</p> <p>&nbsp;</p> <p><strong>ABSTRACT</strong></p> <p>The rapid development of financial technology (fintech) has increased the popularity of Paylater services among Generation Z. However, easy access to digital financing has raised concerns about consumptive lifestyles and the Fear of Missing Out (FoMO), which may influence students’ financial decisions. This <strong>study aims</strong> to examine the direct and indirect effects of lifestyle on Paylater usage frequency among Generation Z university students, with FoMO serving as a mediating variable. <strong>A quantitative approach</strong> with a causal-associative research design was employed, involving 87 Shopee Paylater users from Universitas Swadaya Gunung Jati (UGJ), Cirebon, Indonesia. Respondents were selected using proportionate stratified random sampling based on the Slovin formula. Data were collected through questionnaires and analyzed using path analysis with SPSS. The findings reveal that lifestyle has a positive and significant effect on FoMO and directly influences Paylater usage frequency. Conversely, FoMO does not have a significant positive effect on Paylater usage. The coefficient of determination (R²) for the second model indicates that the variables explain 42.9% of the variance in Paylater usage, while the remaining 57.1% is attributable to factors outside the model. These<strong> findings</strong> suggest that lifestyle plays a more dominant role than FoMO in explaining students’ digital financing behavior. The study <strong>concludes </strong>that controlling consumptive behavior and strengthening digital financial literacy are essential for promoting responsible financial decisions. This study <strong>contributes </strong>to the economics education literature by providing empirical evidence of the relationships among lifestyle, psychological factors, and digital financial behavior among Generation Z.</p> <p><strong>Keywords</strong>: fomo; generation z; lifestyle; paylater</p> <p><strong>&nbsp;</strong></p> <p><strong><em>ABSTRAK</em></strong></p> <p><em>Perkembangan teknologi finansial (fintech) telah mendorong meningkatnya penggunaan layanan Paylater di kalangan Generasi Z. Namun, kemudahan akses pembiayaan digital juga menimbulkan kekhawatiran terhadap meningkatnya perilaku konsumtif dan fenomena Fear of Missing Out (FoMO) yang berpotensi memengaruhi keputusan keuangan mahasiswa. Penelitian ini <strong>bertujuan </strong>menganalisis pengaruh gaya hidup terhadap frekuensi penggunaan Paylater pada mahasiswa Generasi Z, baik secara langsung maupun tidak langsung melalui FoMO sebagai variabel mediasi. Penelitian menggunakan <strong>pendekatan kuantitatif</strong> dengan desain asosiatif kausal yang melibatkan 87 mahasiswa pengguna Shopee Paylater di FPS Universitas Swadaya Gunung Jati (UGJ) Cirebon. Sampel ditentukan menggunakan teknik proportionate stratified random sampling dengan rumus Slovin. Data dikumpulkan melalui kuesioner dan dianalisis menggunakan analisis jalur (path analysis) dengan bantuan SPSS. <strong>Hasil penelitian</strong> menunjukkan bahwa gaya hidup berpengaruh positif dan signifikan terhadap FoMO serta berpengaruh langsung terhadap frekuensi penggunaan Paylater. Sebaliknya, FoMO tidak memiliki pengaruh positif yang signifikan terhadap penggunaan Paylater, sehingga peran mediasinya tidak didukung oleh hasil penelitian. Nilai koefisien determinasi (R²) pada model kedua sebesar 42,9%, sedangkan 57,1% variasi penggunaan Paylater dijelaskan oleh faktor lain di luar model. Temuan ini menunjukkan bahwa gaya hidup memiliki peran lebih dominan dibandingkan FoMO dalam menjelaskan penggunaan pembiayaan digital mahasiswa. Penelitian ini <strong>menyimpulkan</strong> bahwa pengendalian perilaku konsumtif dan penguatan literasi keuangan digital diperlukan untuk mendorong keputusan keuangan yang lebih bijaksana. Penelitian ini <strong>berkontribusi</strong> pada pengembangan kajian pendidikan ekonomi dengan memberikan bukti empiris mengenai keterkaitan gaya hidup, faktor psikologis, dan perilaku penggunaan layanan keuangan digital pada Generasi Z.</em></p> <p><strong><em>Kata kunci</em></strong><em>: fomo; gaya hidup; generasi z; paylater</em></p> 2026-10-19T09:16:31+07:00 Copyright (c) 2026 EDUNOMIA: Jurnal Ilmiah Pendidikan Ekonomi https://scholar.ummetro.ac.id/index.php/edunomia/article/view/12543 SELF-EFFICACY AND ACHIEVEMENT MOTIVATION AS PREDICTORS OF ECONOMICS LEARNING INDEPENDENCE AMONG ELEVENTH-GRADE STUDENTS 2026-11-02T08:37:33+07:00 Selcha Anisa Desembly Selly [email protected] Ari Data [email protected] Emirensiana Adha [email protected] <p><strong>ABSTRACT</strong></p> <p>Low levels of students' learning independence represent a key problem affecting the success of the learning process. Preliminary observations indicated that most students lacked initiative to study independently, were unable to manage their study time, and relied on others to complete tasks. <strong>This study aims to</strong> examine the effects of self-efficacy and achievement motivation on the learning independence of eleventh-grade Economics students at SMA Negeri 5 Kupang. <strong>The method used is</strong> a quantitative approach with a causal-associative design. The population consisted of 150 eleventh-grade Social Science students, selected using saturated sampling. Data were collected through a four-point Likert-scale questionnaire and analyzed using multiple linear regression with IBM SPSS Statistics version 27. <strong>The findings show that</strong> self-efficacy has a positive and significant effect on learning independence (B = 0.475; Sig. &lt; 0.001), achievement motivation has a positive and significant effect (B = 0.451; Sig. &lt; 0.001), and both variables simultaneously have a significant effect (F = 135.480; Sig. &lt; 0.001). <strong>This study concludes</strong> that self-efficacy and achievement motivation are key factors in learning independence, <strong>contributing</strong> to the advancement of educational psychology and instructional strategies focused on students' psychological development.</p> <p><strong>Keywords</strong>: achievement motivation; economics learning; learning independence; self-efficacy; senior high school students</p> <p><strong><em>ABSTRAK</em></strong></p> <p><em>Rendahnya kemandirian belajar siswa menjadi salah satu permasalahan yang dapat memengaruhi keberhasilan proses pembelajaran. Hasil pra-penelitian menunjukkan bahwa sebagian besar siswa belum memiliki inisiatif belajar mandiri, belum mampu mengatur waktu belajar, serta masih bergantung pada orang lain dalam menyelesaikan tugas. <strong>Tujuan</strong> penelitian ini adalah mengetahui pengaruh efikasi diri dan motivasi berprestasi terhadap kemandirian belajar siswa pada mata pelajaran Ekonomi kelas XI SMA Negeri 5 Kupang. <strong>Metode</strong> penelitian menggunakan pendekatan kuantitatif dengan jenis penelitian asosiatif kausal. Populasi berjumlah 150 siswa kelas XI IPS dengan teknik sampling jenuh. Data dikumpulkan melalui angket skala Likert empat tingkat dan dianalisis menggunakan regresi linear berganda dengan IBM SPSS Statistics versi 2</em><em>7</em><em>. <strong>Hasil</strong> penelitian menunjukkan efikasi diri berpengaruh positif dan signifikan terhadap kemandirian belajar (B = 0,475; Sig. &lt; 0,001), motivasi berprestasi berpengaruh positif dan signifikan (B = 0,451; Sig. &lt; 0,001), serta keduanya secara simultan berpengaruh signifikan (F = 135,480; Sig. &lt; 0,001). <strong>Kesimpulan</strong> penelitian menunjukkan bahwa efikasi diri dan motivasi berprestasi merupakan faktor penting bagi kemandirian belajar siswa, sekaligus memberikan <strong>kontribusi keilmuan</strong> bagi pengembangan psikologi pendidikan dan strategi pembelajaran berbasis penguatan faktor psikologis siswa.</em></p> <p><strong><em>Kata kunci</em></strong><em>: </em><em>efikasi diri; kemandirian belajar; motivasi berprestasi; pembelajaran Ekonomi; siswa sekolah menengah atas.</em></p> 2026-10-19T13:17:51+07:00 Copyright (c) 2026 EDUNOMIA: Jurnal Ilmiah Pendidikan Ekonomi https://scholar.ummetro.ac.id/index.php/edunomia/article/view/12596 EFFECTIVENESS OF A CURRENT ECONOMIC ISSUES BOARD GAME ON ECONOMIC LITERACY AT SMAN 1 LEMAHABANG 2026-11-02T08:37:34+07:00 Lisna Pertiwi [email protected] Endang Herawan [email protected] Dian Permana Putri [email protected] <p><strong>ABSTRACT</strong></p> <p>Low economic literacy of high school students, especially in the ability to understand and apply economic concepts in real life. Economics learning in the classroom still tends to be oriented to memorization and lacks a contextual learning experience, so more interactive learning media innovations are needed. This research <strong>aims</strong> to produce <em>Board Games</em> based on actual economic issues that are suitable for use as learning media; determine the influence of their use on the economic literacy of high school students; and measure the amount of improvement in students' economic literacy after learning using these media.&nbsp; By using a <strong>quantitative approach</strong> with <em>quasi-experimental</em> methods and <em>nonequivalent control group design</em>. The media design process refers to the ADDIE model modified with the Kummara <em>game making process</em>. The test subjects consisted of 48 students in class X of SMAN 1 Lemahabang. Data was obtained through needs analysis questionnaires, validation of material experts and media experts, tests before and after the use <em>of Board Games</em>, and student response questionnaires. The <strong>results</strong> of the study show that <em>Board Games</em> are declared suitable for use based on the assessment of material and media experts. The use of this media also shows positive results on students' economic literacy. The average score of students increased by 12% after implementation, from 81.33% before learning to 93.33%. In addition, students' responses to the use of <em>Board Games</em> are in the very good category. Thus <strong>conclude</strong>, <em>Board Games</em> based on actual economic issues have strong potential as an innovative learning medium to improve the economic literacy of high school students. This study <strong>contributes </strong>to economics education by providing empirical evidence supporting contextual board games as innovative learning media to enhance students’ economic literacy.</p> <p><strong>Keywords:</strong> actual economic issues; board games; economic literacy</p> <p><em>&nbsp;</em></p> <p><strong><em>ABSTRAK</em></strong></p> <p><em>Rendahnya literasi ekonomi siswa SMA, terutama dalam kemampuan memahami dan menerapkan konsep ekonomi dalam kehidupan nyata. Pembelajaran ekonomi di kelas masih cenderung berorientasi pada hafalan dan kurang pengalaman belajar kontekstual, sehingga diperlukan inovasi media pembelajaran yang lebih interaktif. Penelitian ini <strong>bertujuan</strong> untuk menghasilkan Board Games berdasarkan isu ekonomi aktual yang layak digunakan sebagai media pembelajaran; menentukan pengaruh penggunaannya terhadap literasi ekonomi siswa sekolah menengah; dan mengukur besarnya peningkatan literasi ekonomi siswa setelah belajar menggunakan media tersebut.&nbsp; Dengan menggunakan <strong>pendekatan kuantitatif</strong> dengan metode kuasi-eksperimental dan desain kelompok kontrol yang tidak setara. Proses desain media mengacu pada model ADDIE yang dimodifikasi dengan proses pembuatan game Kummara. Subjek uji terdiri dari 48 siswa kelas X SMA di Kabupaten Cirebon. Data diperoleh melalui kuesioner analisis kebutuhan, validasi ahli materi dan pakar media, tes sebelum dan sesudah penggunaan Board Games, dan kuesioner respon siswa. <strong>Hasil penelitian</strong> menunjukkan bahwa Board Games dinyatakan layak digunakan berdasarkan penilaian materi dan pakar media. Penggunaan media ini juga menunjukkan hasil positif terhadap literasi ekonomi mahasiswa. Skor rata-rata siswa meningkat sebesar 12% setelah implementasi, dari 81,33% sebelum belajar menjadi 93,33%. Selain itu, respon siswa terhadap penggunaan Board Games masuk dalam kategori sangat baik. <strong>Kesimpulan</strong> penelitian, Board Games berbasis isu ekonomi aktual memiliki potensi yang kuat sebagai media pembelajaran yang inovatif untuk meningkatkan literasi ekonomi siswa SMA. Penelitian ini <strong>berkontribusi</strong> pada pengembangan pendidikan ekonomi dengan memberikan bukti empiris bahwa board game kontekstual merupakan media pembelajaran inovatif yang dapat meningkatkan literasi ekonomi siswa.</em></p> <p><strong><em>Kata kunci:</em></strong><em> masalah ekonomi aktual; literasi ekonomi; permainan papan</em></p> 2026-10-22T12:46:32+07:00 Copyright (c) 2026 EDUNOMIA: Jurnal Ilmiah Pendidikan Ekonomi https://scholar.ummetro.ac.id/index.php/edunomia/article/view/12582 THE INFLUENCE OF TPACK, TEACHER CREATIVITY, AND PEER INTERACTION ON HIGH SCHOOL STUDENTS' LEARNING OUTCOMES 2026-11-02T08:37:35+07:00 Siti Dianasyah [email protected] Rr Forijati [email protected] Hariyono [email protected] <p><strong>ABSTRACT</strong></p> <p>Senior high school students' economics learning outcomes remain varied despite the increasing integration of technology into the learning process. This condition indicates that learning success is influenced not only by technological integration but also by teacher creativity, peer interaction, and students' learning independence. This <strong>study aims</strong> to analyze the effects of Technological Pedagogical Content Knowledge (TPACK)-based learning innovation, teacher creativity, and peer interaction on economics learning outcomes, with learning independence serving as a moderating variable among senior high school students in Nganjuk Regency. Using a <strong>quantitative explanatory</strong> approach, data were analyzed through Structural Equation Modeling Partial Least Squares (SEM-PLS) with SmartPLS 3. The <strong>findings</strong> reveal that teacher creativity, peer interaction, and learning independence have positive and significant effects on economics learning outcomes, whereas TPACK-based learning innovation does not have a significant effect. Furthermore, learning independence significantly moderates only the relationship between peer interaction and economics learning outcomes. These <strong>conclude </strong>suggest that improving economics learning outcomes requires greater emphasis on teacher creativity, collaborative learning, and students' learning independence rather than relying solely on technological innovation. This study <strong>contributes </strong>to the development of adaptive, collaborative, and student-centered economics learning strategies that integrate pedagogical creativity, social interaction, and independent learning to enhance educational effectiveness in the digital era.</p> <p><strong>Keywords:</strong> economic learning outcomes; learning independence; peer interaction; teacher creativity; TPACK</p> <p><strong>&nbsp;</strong></p> <p><strong><em>ABSTRAK</em></strong></p> <p><em>Hasil belajar ekonomi siswa sekolah menengah atas masih bervariasi, meskipun penggunaan teknologi dalam proses pembelajaran terus meningkat. Kondisi ini menunjukkan bahwa keberhasilan pembelajaran tidak hanya ditentukan oleh integrasi teknologi, tetapi juga oleh kreativitas guru, interaksi antarpeserta didik, dan kemandirian belajar siswa. Penelitian ini </em><strong><em>bertujuan</em></strong><em> untuk menganalisis pengaruh inovasi pembelajaran berbasis Technological Pedagogical Content Knowledge (TPACK), kreativitas guru, dan interaksi antarpeserta didik terhadap hasil belajar ekonomi, dengan kemandirian belajar sebagai variabel moderasi pada siswa sekolah menengah atas di Kabupaten Nganjuk. Penelitian ini menggunakan </em><strong><em>pendekatan kuantitatif</em></strong><em> eksplanatori dengan analisis data menggunakan metode Structural Equation Modeling–Partial Least Squares (SEM-PLS) melalui perangkat lunak SmartPLS 3. </em><strong><em>Hasil penelitian</em></strong><em> menunjukkan bahwa kreativitas guru, interaksi antarpeserta didik, dan kemandirian belajar berpengaruh positif dan signifikan terhadap hasil belajar ekonomi, sedangkan inovasi pembelajaran berbasis TPACK tidak menunjukkan pengaruh yang signifikan. Selain itu, kemandirian belajar hanya mampu memoderasi hubungan antara interaksi antarpeserta didik dan hasil belajar ekonomi. </em><strong><em>Kesimpulan</em></strong><em> penelitian ini, peningkatan hasil belajar ekonomi dapat dicapai secara lebih efektif melalui penguatan kreativitas guru, pembelajaran kolaboratif, dan kemandirian belajar siswa, bukan hanya dengan mengandalkan inovasi teknologi dalam pembelajaran. Penelitian ini memberikan kontribusi terhadap pengembangan strategi pembelajaran ekonomi yang adaptif, kolaboratif, dan berpusat pada peserta didik dengan mengintegrasikan kreativitas pedagogis, interaksi sosial, dan kemandirian belajar untuk meningkatkan efektivitas pembelajaran di era digital.</em></p> <p><strong><em>Kata kunci</em></strong><em>: hasil belajar ekonomi; interaksi antarpeserta didik; kemandirian belajar; kreativitas guru; TPACK</em></p> 2026-10-22T13:00:10+07:00 Copyright (c) 2026 EDUNOMIA: Jurnal Ilmiah Pendidikan Ekonomi https://scholar.ummetro.ac.id/index.php/edunomia/article/view/12602 THE CORRELATION BETWEEN PAYLATER USAGE AND DISCOUNT PROMOTIONS WITH THE CONSUMERIST BEHAVIOR OF COLLEGE STUDENTS 2026-11-02T08:37:36+07:00 Iva Nuraini [email protected] Fidyah Jayatri [email protected] Dwi Yanuarindah Putri [email protected] <p><strong>ABSTRACT<br></strong><span style="font-weight: 400;">The problem from this research indicate that the majority of college students in the Economics Education Program at STKIP PGRI Lumajang are experiencing a shift in their consumption patterns toward consumerism. This study </span><strong>aims</strong><span style="font-weight: 400;"> to examine the relationship between the use of PayLater services and discount promotions with students’ consumerism behavior. The research</span><strong> method</strong><span style="font-weight: 400;"> used in this study by quantitative descriptive method with correlation analysis. Data were collected by questionnaires and analyzed using Pearson’s correlation, t-tests, F-tests, and the coefficient of determination. The research</span><strong> findings </strong><span style="font-weight: 400;">indicate that the use of paylater services has a strong positive correlation with the consumerist behavior of students in the Economics Education program. Another finding shows that discount promotions have a strong positive relationship with the consumerism behavior of students in the Economics Education program. Finally </span><strong>conclude </strong><span style="font-weight: 400;">this study, the simultaneous use of paylater services and discount promotions has a strong positive correlation with the consumerism behavior of students in the Economics Education program. </span><strong>Contributions </strong><span style="font-weight: 400;">to the Economics Education Program are expected to improve financial literacy through seminars, training sessions, or educational programs on the use of financial services.&nbsp;</span></p> <p><strong>Keywords</strong><span style="font-weight: 400;">: consumerist behavior of college students; discount promotion; paylater usage</span></p> <p>&nbsp;</p> <p><strong><em>ABSTRAK<br></em></strong><em><span style="font-weight: 400;">Masalah yang terungkap dari penelitian ini menunjukkan bahwa mayoritas mahasiswa Program Studi Pendidikan Ekonomi di STKIP PGRI Lumajang mengalami pergeseran pola konsumsi ke arah konsumerisme. Penelitian ini </span></em><strong><em>bertujuan</em></strong><em><span style="font-weight: 400;"> untuk mengkaji hubungan antara penggunaan layanan paylater dan promosi diskon dengan perilaku konsumerisme mahasiswa. </span></em><strong><em>Metode penelitian</em></strong><em><span style="font-weight: 400;"> yang digunakan dalam studi ini adalah metode deskriptif kuantitatif dengan analisis korelasi. Data dikumpulkan melalui kuesioner dan dianalisis menggunakan korelasi Pearson, uji-t, uji-F, dan koefisien determinasi. </span></em><strong><em>Hasil penelitian</em></strong><em><span style="font-weight: 400;"> menunjukkan bahwa penggunaan layanan paylater memiliki korelasi positif yang kuat dengan perilaku konsumerisme mahasiswa Program Pendidikan Ekonomi. Temuan lain menunjukkan bahwa promosi diskon memiliki hubungan positif yang kuat dengan perilaku konsumerisme mahasiswa Program Studi Pendidikan Ekonomi. </span></em><strong><em>Kesimpulan</em></strong><em><span style="font-weight: 400;">, penggunaan layanan paylater dan promosi diskon secara bersamaan memiliki korelasi positif yang kuat dengan perilaku konsumerisme mahasiswa Program Studi Pendidikan Ekonomi. </span></em><strong><em>Kontribusi </em></strong><em><span style="font-weight: 400;">terhadap Program Pendidikan Ekonomi diharapkan dapat meningkatkan literasi keuangan melalui seminar, sesi pelatihan, atau program pendidikan mengenai pemanfaatan layanan keuangan.&nbsp;</span></em></p> <p><strong><em>Kata kunci</em></strong><em><span style="font-weight: 400;">: penggunaan paylater; perilaku konsumtif mahasiswa; promosi diskon</span></em></p> 2026-11-15T00:00:00+07:00 Copyright (c) 2026 EDUNOMIA: Jurnal Ilmiah Pendidikan Ekonomi https://scholar.ummetro.ac.id/index.php/edunomia/article/view/12625 THE EFFECT OF PRODUCTION UNIT FACILITIES AND INDUSTRIAL PRACTICE ON STUDENTS' WORK READINESS 2026-11-02T08:37:37+07:00 Belva Hawari Muhammad Muhammad [email protected] Mintasih Indriayu [email protected] <p><strong>ABSTRACT </strong></p> <p>High graduation rates in vocational education are often not accompanied by corresponding levels of labor market absorption due to gaps in students' competencies, attitudes, and work-related mindsets. This <strong>study aims</strong> to analyze the individual and simultaneous effects of production unit facilities and industrial work practices on the work readiness of Grade XII students at SMK Negeri 3 Sukoharjo. Employing a <strong>quantitative correlational</strong> research design, the study involved 213 respondents selected through proportional random sampling. Data were collected using a Likert-scale questionnaire and analyzed through multiple linear regression. The <strong>findings</strong> revealed that production unit facilities had a significant positive effect on students' work readiness, explaining 30.2% of its variance, while the remaining 69.8% was associated with other factors outside the model. Industrial work practices also demonstrated a significant positive effect, explaining 62.1% of the variance in work readiness, with the remaining 37.9% attributable to other factors. These results indicate that industrial work practices are a stronger predictor of students' work readiness than production unit facilities. Furthermore, both variables simultaneously demonstrated a positive and significant relationship with work readiness, as reflected in the regression equation Ŷ = 4.009 + 0.175X₁ + 0.697X₂. <strong>Conclude</strong>, suggest that improving the quality of production unit facilities and optimizing industrial work practice programs are essential strategies for strengthening vocational students' work readiness. Therefore <strong>contribution</strong> this study, vocational schools should integrate the development of practical learning facilities with industry-based training experiences to better equip graduates with the competencies and skills required by the labor market.</p> <p><strong>Keywords: </strong>fieldwork practice; production unit facilities; work readiness.</p> <p><strong>&nbsp;</strong></p> <p><strong><em>ABSTRAK</em></strong></p> <p><em>Tingkat kelulusan yang tinggi pada pendidikan vokasi sering kali belum diikuti oleh tingkat penyerapan tenaga kerja yang optimal akibat adanya kesenjangan kompetensi, sikap, dan pola pikir kerja lulusan. Penelitian ini </em><strong><em>bertujuan</em></strong><em> untuk menganalisis pengaruh fasilitas unit produksi dan praktik kerja industri terhadap kesiapan kerja siswa kelas XII di SMK Negeri 3 Sukoharjo, baik secara parsial maupun simultan. Penelitian ini menggunakan </em><strong><em>&nbsp;&nbsp;&nbsp;</em></strong><em>&nbsp;dengan desain korelasional yang melibatkan 213 responden melalui teknik proportional random sampling. Data dikumpulkan menggunakan kuesioner berskala Likert dan dianalisis dengan regresi linear berganda. Hasil penelitian menunjukkan bahwa fasilitas unit produksi berpengaruh positif dan signifikan terhadap kesiapan kerja siswa dengan kontribusi sebesar 30,2%, sedangkan 69,8% sisanya berkaitan dengan faktor lain di luar model penelitian. Praktik kerja industri juga berpengaruh positif dan signifikan terhadap kesiapan kerja dengan kontribusi sebesar 62,1%, sementara 37,9% sisanya dipengaruhi oleh faktor lain yang tidak diteliti. Temuan ini mengindikasikan bahwa praktik kerja industri memiliki kontribusi yang lebih dominan terhadap kesiapan kerja siswa dibandingkan fasilitas unit produksi. Selain itu, kedua variabel secara simultan berpengaruh positif dan signifikan terhadap kesiapan kerja siswa, sebagaimana ditunjukkan oleh persamaan regresi Ŷ = 4,009 + 0,175X₁ + 0,697X₂. Hasil penelitian ini menegaskan bahwa peningkatan kualitas fasilitas unit produksi dan optimalisasi pelaksanaan praktik kerja industri merupakan aspek penting dalam memperkuat kesiapan kerja siswa. Oleh karena itu, sekolah menengah kejuruan perlu mengintegrasikan pengembangan fasilitas pembelajaran berbasis praktik dengan pengalaman kerja langsung di dunia industri agar lulusan memiliki kompetensi, keterampilan, dan kesiapan yang lebih sesuai dengan kebutuhan pasar tenaga kerja. </em></p> <p><strong><em>Implikasi</em></strong><em> - Oleh karena itu, sekolah kejuruan harus mengembangkan kedua aspek tersebut secara terpadu untuk mempersiapkan lulusan dengan lebih baik menghadapi tuntutan pasar tenaga kerja. </em></p> <p><strong>Kata Kunci: </strong>fasilitas unit produksi; kesiapan kerja; praktik kerja lapangan</p> 2026-10-27T07:38:26+07:00 Copyright (c) 2026 EDUNOMIA: Jurnal Ilmiah Pendidikan Ekonomi https://scholar.ummetro.ac.id/index.php/edunomia/article/view/12801 ENTREPRENEURSHIP EDUCATION, CREATIVITY, INTEREST, AND ENTREPRENEURIAL COMPETENCE AMONG UNIVERSITY STUDENTS IN PAPUA 2026-11-02T08:37:38+07:00 Gika Apia [email protected] Satria Lintang Rachmadana [email protected] Leo Pratama [email protected] <h3><strong>ABSTRACT</strong></h3> <p><span style="font-weight: 400;">Entrepreneurship education is expected to produce graduates who are not only interested in starting businesses but also creative and competent; however, how it develops entrepreneurial competence remains inconsistently explained, particularly in Papua. This </span><strong>study aims</strong><span style="font-weight: 400;"> to analyze the direct effects of entrepreneurship education on creativity, entrepreneurial intention, and entrepreneurial competence, while examining the mediating roles of creativity and entrepreneurial intention. Employing an </span><strong>explanatory quantitative</strong><span style="font-weight: 400;"> design, the study involved 221 university students in Southwest Papua. Four constructs comprising 35 indicators were analyzed using Partial Least Squares Structural Equation Modeling (PLS-SEM) with SmartPLS 4. The </span><strong>findings</strong><span style="font-weight: 400;"> revealed that entrepreneurship education had significant positive effects on creativity (β = 0.770; p &lt; 0.001) and entrepreneurial intention (β = 0.674; p &lt; 0.001), but no significant direct effect on entrepreneurial competence (β = 0.131; p = 0.096). Meanwhile, creativity (β = 0.342; p &lt; 0.001) and entrepreneurial intention (β = 0.416; p &lt; 0.001) significantly and positively influenced entrepreneurial competence. The total indirect effect was 0.544, with a variance accounted for (VAF) of 80.5%, indicating full mediation. These </span><strong>conclude </strong><span style="font-weight: 400;">suggest that entrepreneurship education enhances entrepreneurial competence primarily through the development of students' creativity and entrepreneurial intention rather than through a direct pathway. This study </span><strong>contributes</strong><span style="font-weight: 400;"> to the literature by highlighting the parallel cognitive and motivational mechanisms underlying entrepreneurial competence development, providing empirical evidence from the underexplored higher education context of Papua.</span></p> <p><strong>Keywords: </strong><span style="font-weight: 400;">entrepreneurial competence; creativity; entrepreneurship education; entrepreneurial interest</span></p> <p>&nbsp;</p> <p><strong><em>ABSTRAK&nbsp;</em></strong></p> <p><em><span style="font-weight: 400;">Pendidikan kewirausahaan diharapkan mampu menghasilkan lulusan yang tidak hanya berminat membangun usaha, tetapi juga kreatif dan kompeten. Namun, mekanisme pembentukan kompetensi berwirausaha melalui pendidikan kewirausahaan belum dijelaskan secara konsisten, khususnya dalam konteks perguruan tinggi di Papua. Penelitian ini </span></em><strong><em>bertujuan</em></strong><em><span style="font-weight: 400;"> untuk menganalisis pengaruh langsung pendidikan kewirausahaan terhadap kreativitas, minat berwirausaha, dan kompetensi berwirausaha, serta menguji peran mediasi kreativitas dan minat berwirausaha. Penelitian ini menggunakan </span></em><strong><em>pendekatan kuantitatif</em></strong><em><span style="font-weight: 400;"> eksplanatori dengan melibatkan 221 mahasiswa di Papua Barat Daya. Empat konstruk yang terdiri atas 35 indikator dianalisis menggunakan metode Partial Least Squares Structural Equation Modeling (PLS-SEM) dengan bantuan SmartPLS 4. </span></em><strong><em>Hasil penelitian</em></strong><em><span style="font-weight: 400;"> menunjukkan bahwa pendidikan kewirausahaan berpengaruh positif dan signifikan terhadap kreativitas (β = 0,770; p &lt; 0,001) dan minat berwirausaha (β = 0,674; p &lt; 0,001), tetapi tidak berpengaruh langsung secara signifikan terhadap kompetensi berwirausaha (β = 0,131; p = 0,096). Sementara itu, kreativitas (β = 0,342; p &lt; 0,001) dan minat berwirausaha (β = 0,416; p &lt; 0,001) berpengaruh positif dan signifikan terhadap kompetensi berwirausaha. Total pengaruh tidak langsung sebesar 0,544 dengan nilai </span></em><span style="font-weight: 400;">Variance Accounted For(VAF)</span><em><span style="font-weight: 400;"> sebesar 80,5% mengindikasikan adanya mediasi penuh. </span></em><strong><em>Kesimpulan</em></strong><em><span style="font-weight: 400;"> penelitian menunjukkan bahwa pendidikan kewirausahaan berperan dalam meningkatkan kompetensi berwirausaha terutama melalui pengembangan kreativitas dan minat berwirausaha mahasiswa, bukan melalui pengaruh langsung. Penelitian ini </span></em><strong><em>berkontribus</em></strong><em><span style="font-weight: 400;">i&nbsp; memperkaya kajian pendidikan kewirausahaan dengan menjelaskan mekanisme kognitif dan motivasional yang bekerja secara paralel dalam pembentukan kompetensi berwirausaha, sekaligus memberikan bukti empiris dari konteks perguruan tinggi di Papua yang masih relatif terbatas diteliti.</span></em></p> <p><strong><em>Kata kunci: </em></strong><em><span style="font-weight: 400;">kompetensi berwirausaha; kreativitas; minat berwirausaha; pendidikan kewirausahaan</span></em></p> 2026-11-15T00:00:00+07:00 Copyright (c) https://scholar.ummetro.ac.id/index.php/edunomia/article/view/12803 DEVELOPMENT OF ASIKIN APPLICATION BASED ON INFOGRAPHICS FOR 12TH GRADE SENIOR HIGH SCHOOL STUDENTS 2026-11-02T08:37:39+07:00 Putri Apsari Firmatika [email protected] Ro’ufah Inayati [email protected] <p><strong>ABSTRACT</strong></p> <p><span style="font-weight: 400;">This study was motivated by the use of learning media at SMAN 1 Kepanjen, which is still dominated by PowerPoint presentations and conventional textbooks, resulting in limited interactivity in supporting the learning process. </span><strong>The objective</strong><span style="font-weight: 400;"> of this study was to develop ASIKIN (Ayo Sinau Ekonomi Internasional), an Android-based and infographic-based learning media that is feasible and attractive for Grade XII Economics learning. </span><strong>The research method</strong><span style="font-weight: 400;"> used was Research and Development (R&amp;D) with the ADDIE model, consisting of the analysis, design, development, implementation, and evaluation stages. The research subjects consisted of 36 students from Grade 12-10 at SMAN 1 Kepanjen selected using a saturated sampling technique. Data were collected through interviews and validation questionnaires involving material experts, media experts, learning practitioners/economics teachers, and students using a Likert scale. The data were analyzed quantitatively and qualitatively. </span><strong>The results</strong><span style="font-weight: 400;"> showed that the ASIKIN application obtained a very valid category based on validation results from material experts (94%), media experts (96%), learning practitioners/economics teachers (86%), and student responses (93%). Therefore, </span><strong>conclude </strong><span style="font-weight: 400;">this study the ASIKIN application is feasible to be used as an interactive and engaging economics learning medium to support students in understanding International Economics materials through infographics, instructional videos, and interactive quizzes. </span><strong>This study contributes</strong><span style="font-weight: 400;"> by providing the ASIKIN Android application, which transforms the presentation of International Economics materials into a more varied, integrated, interactive, and practical learning medium.</span></p> <p><strong>Keywords</strong><span style="font-weight: 400;">: ASIKIN application; infographics; international economics; learning media</span></p> <p>&nbsp;</p> <p><strong><em>ABSTRAK</em></strong></p> <p><em><span style="font-weight: 400;">Penelitian ini dilatarbelakangi oleh penggunaan media pembelajaran di SMAN 1 Kepanjen yang masih didominasi PowerPoint dan buku konvensional sehingga kurang interaktif dalam mendukung pembelajaran. </span></em><strong><em>Penelitian ini bertujuan</em></strong><em><span style="font-weight: 400;"> mengembangkan media pembelajaran ASIKIN (Ayo Sinau Ekonomi Internasional) berbasis aplikasi Android dan infografis yang layak dan menarik digunakan pada pembelajaran Ekonomi kelas XII. </span></em><strong><em>Metode penelitian</em></strong><em><span style="font-weight: 400;"> yang digunakan adalah Research and Development (R&amp;D) dengan model ADDIE yang meliputi tahap analysis, design, development, implementation, dan evaluation. Subjek uji coba penelitian terdiri atas 36 peserta didik kelas 12-10 SMAN 1 Kepanjen yang dipilih menggunakan teknik sampel jenuh. Data dikumpulkan melalui wawancara dan angket validasi ahli materi, ahli media, praktisi pembelajaran/guru, serta peserta didik menggunakan skala Likert dan dianalisis secara kuantitatif serta kualitatif. </span></em><strong><em>Hasil penelitian</em></strong><em><span style="font-weight: 400;"> menunjukkan bahwa aplikasi ASIKIN memperoleh kategori sangat valid berdasarkan validasi ahli materi sebesar 94%, ahli media sebesar 96%, praktisi pembelajaran/guru sebesar 86%, dan respons 36 peserta didik sebesar 93%. Dengan demikian, </span></em><strong><em>kesimpulan</em></strong><em><span style="font-weight: 400;"> penelitian ini adalah aplikasi ASIKIN layak digunakan sebagai media pembelajaran ekonomi yang interaktif dan menarik untuk membantu peserta didik memahami materi Ekonomi Internasional melalui infografis, video pembelajaran, dan kuis interaktif. </span></em><strong><em>Penelitian ini berkontribusi</em></strong><em><span style="font-weight: 400;"> menghasilkan aplikasi Android ASIKIN yang mentransformasi penyajian materi Ekonomi Internasional menjadi lebih variatif, integratif, interaktif, dan praktis.</span></em></p> <p><strong><em>Kata kunci</em></strong><em><span style="font-weight: 400;">: aplikasi ASIKIN; ekonomi internasional; infografis; media pembelajaran</span></em></p> 2026-11-15T00:00:00+07:00 Copyright (c) https://scholar.ummetro.ac.id/index.php/edunomia/article/view/12913 DEEP LEARNING INTEGRATION TO IMPROVE DIVERGENT THINKING SKILLS AT SMA MUHAMMADIYAH 1 METRO 2026-11-02T08:37:40+07:00 Ranti Anggelina [email protected] Sangidatus Sholiha [email protected] Lilian Mega Puri [email protected] <p><strong>ABSTRACT</strong></p> <p><span style="font-weight: 400;">The divergent thinking skills of students at Muhammadiyah 1 High School in Metro are not yet optimal, as economics instruction still tends to be teacher-centered. This is evidenced by the fact that 79.17% of students in class X.1 have not yet met the minimum proficiency criteria. </span><strong>This study aims to</strong><span style="font-weight: 400;"> examine the effect of integrating deep learning on students’ divergent thinking skills. </span><strong>The research method</strong><span style="font-weight: 400;"> used a quantitative approach with a one-group pretest-posttest design involving 24 students in Class X.1. </span><strong>The instrument</strong><span style="font-weight: 400;"> used was a HOTS-based true-false essay test that had passed validity, reliability, difficulty index, and descrimination index. The data were analyzed using a paired-sample t-test and N-Gain. </span><strong>The results</strong><span style="font-weight: 400;"> showed that the average score increased from 60.46 to 90.04. The paired-sample t-test yielded a significance level (2-tailed) of 0.000 &lt; 0.05 and a calculated t-value of 11.980 &gt; the critical t-value of 2.068. The N-Gain value of 0.7457 falls into the high category. </span><strong>The findings</strong> <strong>of</strong><span style="font-weight: 400;"> this study indicate that the integration of mindful learning, meaningful learning, and joyful learning effectively enhances divergent thinking skills on fluency, flexibility, and elaboration aspect. </span><strong>This study contributes to</strong><span style="font-weight: 400;"> strengthening the study of deep learning in economics education and provides an innovative, HOTS-based learning alternative to develop students’ divergent thinking skills.</span></p> <p><strong>Keywords</strong><span style="font-weight: 400;">: deep learning</span><em><span style="font-weight: 400;">;</span></em><span style="font-weight: 400;"> divergent thinking skills; economics learning; hots</span></p> <p>&nbsp;</p> <p><strong><em>ABSTRAK</em></strong></p> <p><em><span style="font-weight: 400;">Kemampuan berpikir divergen siswa di SMA Muhammadiyah 1 Metro belum optimal, karena pembelajaran ekonomi masih cenderung berpusat pada guru. Hal ini ditunjukkan oleh 79,17% siswa kelas X.1 yang belum mencapai kriteria ketuntasan minimal. </span></em><strong><em>Penelitian ini</em></strong> <strong><em>bertujuan</em></strong><em><span style="font-weight: 400;"> menguji pengaruh integrasi pembelajaran mendalam (deep learning) terhadap kemampuan berpikir divergen siswa. </span></em><strong><em>Metode penelitian ini</em></strong><em><span style="font-weight: 400;"> menggunakan metode kuantitatif dengan desain one group pretest-posttest pada 24 siswa kelas X.1. </span></em><strong><em>Instrumen yang digunakan</em></strong><em><span style="font-weight: 400;"> berupa tes uraian benar salah berbasis HOTS yang telah memenuhi uji validitas, reliabilitas, tingkat kesukaran, dan daya pembeda. Data dianalisis menggunakan paired sample t-test dan N-Gain. </span></em><strong><em>Hasil menunjukkan</em></strong><em><span style="font-weight: 400;"> rata-rata nilai meningkat dari 60,46 menjadi 90,04. Uji paired sample t-test memperoleh Sig. (2-tailed) 0,000 &lt; 0,05 dan t-hitung 11,980 &gt; t-tabel 2,068. Nilai N-Gain sebesar 0,7457 termasuk kategori tinggi. </span></em><strong><em>Temuan penelitian ini</em></strong><em><span style="font-weight: 400;"> menunjukkan bahwa integrasi mindful learning, meaningful learning, dan joyful learning efektif meningkatkan kemampuan berpikir divergen pada aspek fluency, flexibility, dan elaboration</span></em><strong><em>. Penelitian ini berkontribusi</em></strong><em><span style="font-weight: 400;"> pada penguatan kajian pembelajaran mendalam dalam pendidikan ekonomi serta menyediakan alternatif inovasi pembelajaran berbasis HOTS untuk mengembangkan kemampuan berpikir divergen siswa.</span></em></p> <p><strong><em>Kata kunci</em></strong><em><span style="font-weight: 400;">: </span></em><span style="font-weight: 400;">deep learning;</span><em><span style="font-weight: 400;"> hots; kemampuan berpikir divergen; pembelajaran ekonomi</span></em></p> 2026-11-15T00:00:00+07:00 Copyright (c)