Pengaruh Financial Knowledge, Financial Awareness, Financial Experience, Pendapatan Dan Financial Technology Terhadap Personal Finansial Planning Generasi Z Di Kota Metro
Keywords:
: Financial Knowledge, Financial Awareness, Financial Experience
Abstract
This study aimed to analyze the effect of Financial Knowledge, Financial Awareness, Financial Experience, Income, and Financial Technology on Personal Financial Planning of Generation Z in Metro City. The population in this study were generation Z in Metro city which were in the productive age category, namely 15-28 years old. The sampling technique in this study used purposive sampling technique using the Slovin formula so that a sample of 100 respondents were obtained. The data were analyzed using multiple linear regression analysis methods. The results showed that Financial Knowledge (X1), Financial Awareness (X2), Income (X4), and Financial Technology (X5) affected the Personal Financial Planning of generation Z in Metro City. While Financial Experience (X3) had no effect on Personal Financial Planning Generation Z in Metro city
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Christian, S., & Wiyanto, H. (2020). Pengaruh Sikap Keuangan, Sosial, dan Pengetahuan Keuangan terhadap Perencanaan Keuangan Pribadi. Jurnal Manajerial Dan Kewirausahaan, 2(3), 820–827. https://doi.org/10.24912/jmk.v2i3.9596.
Devi, L., Mulyati, S., & Umiyati, I. (2021). Pengaruh Pengetahuan Keuangan, Pengalaman Keuangan, Tingkat Pendapatan, Dan Tingkat Pendidikan Terhadap Perilaku Keuangan. JASS (Journal of Accounting for Sustainable Society), 2(02), 78–109. https://doi.org/10.35310/jass.v2i02.673.
Hardy, A. M., Hendri, N., & Darmayanti, E. F. (2023). Pengaruh Literasi Keuangan, Penggunaan Electronic Wallet dan Kontrol Diri Terhadap Perilaku Konsumtif Mahasiswa (Studi Kasus Mahasiswa S1 Akuntansi Fakultas Ekonomi dan Bisnis di Universitas Muhammadiyah Metro). Expensive: Jurnal Akuntansi dan Keuangan, 2(2), 215-223.
Keloth, S., Menaka, B., Mithila, P., Thangam, A., & Francis, R. (2020). Revolutionizing financial planning and investment with the aspects of digital financial inclusion. International Journal of Scientific and Technology Research, 9(4), 2263–2266.
Kusdiana, Y., & Safrizal, S. (2022). Faktor-Faktor Yang Mempengaruhi Perencanaan Keuangan Keluarga. JAS (Jurnal Akuntansi Syariah), 6(1), 127–139. https://doi.org/10.46367/jas.v6i1.580.
Laili, D. A. N. (2022). Analisis Faktor Yang Mempengaruhi Perencanaan Keuangan Pribadi Mahasiswa. Jurnal Ilmu Manajemen, 10(2), 531–544.
Mat Nawi, H. (2018). Financial Planning Framework: Empirical Evidence on Muslim Households in Malaysia. Canadian Social Science, 14(5), 11–16. https://doi.org/10.3968/10340
Ningrum, H. (2021). Faktor yang memengaruhi personal financial planning pada masyarakat kota kediri. Jurnal Ilmu Manajemen, 9(2), 359–372.
OCBC NISP. (2022). Finansial Fitness Index 2022. In OCBC NISP (pp.1-73). https://www.ocbcnisp.com/asset/media/Feature/PDF/adhoc/2023/07/26/ocbc-nisp-financial-fitness-index-2022.pdf. Diakses pada 6 Februari 2023.
Oli, S. (2020). The Influence of Financial Literacy on a Personal Financial Planning: A Case of Nepal. Afro-Asian Journal of Economics and Finance, 1(1), 25–38.
Pahlevi, R. W., & Nashrullah, L. (2020). Pendidikan Keuangan Keluarga, Kesadaran Keuangan dan Tingkat Personal Finance. AFRE (Accounting and Financial Review), 3(2), 172–179. https://doi.org/10.26905/afr.v3i2.5840.
Sriwidodo, U. & Sumaryanto. (2017). Analisis Faktor Yang Berpengaruh Terhadap Perencanaan Investasi. Research Fair Unisri, 1(1), 91-97. doi:10.33061/rsfu.v1i1.1549.
Stillman D. & Stillman J. (2017). Gen z @ work : How The Next Generation Is Transforming The Workplace (First). Harper Business an imprint of HarperCollinsPublishers. Diakses 25 Januari 2023 from https://www.overdrive.com/search?q=1F83878A-3E69-4422-B3AA 1B4D50CF3DF5.
Published
2024-09-30
How to Cite
Puspita Sari, S., Zanaria, Y., & Febri Darmayanti, E. (2024). Pengaruh Financial Knowledge, Financial Awareness, Financial Experience, Pendapatan Dan Financial Technology Terhadap Personal Finansial Planning Generasi Z Di Kota Metro. Expensive: Jurnal Akuntansi Dan Keuangan, 3(3), 298 - 310. https://doi.org/10.24127/exclusive.v3i3.7313
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Articles
