Pengaruh Pembiayaan, Pengelolaan Keuangan Dan Peran Fasilitator Pendamping Terhadap Pengembangan Usaha Nasabah

  • Anis Saputri Universitas Muhammadiyah Metro
  • Nedi Hendri Universitas Muhammadiyah Metro
  • Yulita Zanaria Universitas Muhammadiyah Metro
Keywords: Influence Of Financing, Financial Management, Bank BTPN Syariah

Abstract

This study aims to determine the influence of financing, financial management and the role of facilitators on customer business development (case study on BTPN Syariah MMS Metro Pusat customers). This study uses quantitative research through a descriptive statistical approach. Using primary data through data collection techniques with questionnaires and has a population of 120 respondents from Bank BTPN Syariah MMS Metro Pusat customers. The sample was obtained by choosing the Random Sampling Technique, namely sampling from the population is carried out randomly without considering the strata in the population space, until a sample of 54 respondents was obtained. The results of the study show that Financing has an effect on the development of customer businesses. Financial management has an effect on the development of customer businesses. The role of the facilitator has an effect on the development of customer businesses. Financing, Financial management and the role of the facilitator have an effect on the development of MMS Metro Pusat customer businesses

References

Cahya, A. D., Widyastuti, M. L., & Fatharani, H. (2021). Peran Perbankan Dalam Pembiayaan Umkm Di Tengah Pandemi Covid-19. Fidusia : Jurnal Keuangan Dan Perbankan, 4(2), 138–149. Https://Doi.Org/10.24127/Jf.V4i2.613
Fuada, N. (2020). Menilai Kinerja Perusahaan Dengan Pendekatan Balanced Scorecard. Paradoks : Jurnal Ilmu Ekonomi, 3(2), 191–199. Https://Doi.Org/10.33096/Paradoks.V3i2.515
Kadir, J., Arsyad, M., & Suci, S. (2020). Analisis Arus Kas (Cash Flow) Sebagai Alat Perencanaan Dan Pengendalian Kas. Paradoks : Jurnal Ilmu Ekonomi, 3(4), 233–248. Https://Doi.Org/10.33096/Paradoks.V3i4.944
Pradinaningsih, N. A., & Wafiroh, N. L. (2022). Pengaruh Literasi Keuangan, Sikap Keuangan Dan Self-Efficacy Terhadap Pengelolaan Keuangan Ibu Rumah Tangga. E-Jurnal Akuntansi, 32(6), 1518. Https://Doi.Org/10.24843/Eja.2022.V32.I06.P10
Purwaningrum, R., Dewantoro, A., & Susilo, A. T. (2023). Capacity Building Dalam Dunia Pendidikan Sebagai Upaya Penguatan Kolaborasi Antar-Unsur: Systematic Literature Review. Dwija Cendekia: Jurnal Riset Pedagogik, 7(3). Https://Doi.Org/10.20961/Jdc.V7i3.79250
Putri, M. H. C., & Putri, N. T. (2022). Local Economic Development Sebagai Upaya Terwujudnya Pembangunan Berkelanjutan. Convergence: The Journal Of Economic Development, 4(1), 41–53. Https://Doi.Org/10.33369/Convergencejep.V4i1.23018
Umdiana, N., & Sari, D. L. (2020). Analisis Keputusan Pendanaan Terhadap Struktur Modal Melalui Trade Off Theory. Jurnal Ilmiah Akuntansi Universitas Pamulang, 8(2), 143. Https://Doi.Org/10.32493/Jiaup.V8i2.4779
Utama, R. Z. A. (2018). Pengaruh Kebijakan Pendanaan, Kebijakan Investasi, Dan Kebijakan Dividen Terhadap Nilai Perusahaan Dengan Risiko Bisnis Sebagai Variabel Pemoderasi (Studi Empiris Pada Perusahaan Yang Tergabung Dalam Indeks Lq45 2011-2015). Jurnal Riset Akuntansi Dan Bisnis Airlangga, 3(1), 396–415. Https://Doi.Org/10.31093/Jraba.V3i1.95
Published
2025-05-19
How to Cite
Saputri, A., Hendri, N., & Zanaria, Y. (2025). Pengaruh Pembiayaan, Pengelolaan Keuangan Dan Peran Fasilitator Pendamping Terhadap Pengembangan Usaha Nasabah. Expensive: Jurnal Akuntansi Dan Keuangan, 4(2), 137-149. https://doi.org/10.24127/exclusive.v4i2.8852
Section
Articles